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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
We are seeking a Backend Software Engineer to join our Member AI Features team. In this role, you will be a key contributor to a cross-functional product team, responsible for designing, developing, and maintaining scalable microservices.
You will work closely with Senior and Staff engineers to solve complex technical challenges and deliver high-quality code that is secure, resilient, and performant. This is an opportunity to grow your technical expertise in a fast-paced environment while building products that have a meaningful impact on the financial lives of our members.
What you’ll do:
- Design and implement robust backend services and APIs using Kotlin or Java and the Spring Boot framework.
- Write clean, maintainable, and well-tested code while participating in code reviews to ensure high engineering standards.
- Collaborate with Product Managers and Designers to understand requirements and translate them into technical solutions.
- Troubleshoot and resolve production issues, contributing to the overall reliability and performance of our systems.
- Contribute to the documentation of technical designs, internal processes, and API contracts.
- Assist in the deployment and monitoring of services using modern CI/CD tools and cloud infrastructure.
- Partner with cross-functional teammates to ensure seamless integration between backend logic and frontend experiences.
What you’ll need:
- Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience
- 2+ years of professional software development experience, with a focus on backend systems.
- Proficiency in Kotlin or Java and experience with the Spring Boot framework.
- Experience working with relational databases, such as PostgreSQL, and an understanding of data modeling.
- Familiarity with microservices architecture and RESTful API design.
- Exposure to cloud environments, preferably AWS, and containerization tools like Docker or Kubernetes.
- Experience with automated testing frameworks and a commitment to writing unit and integration tests.
- Strong communication skills and a desire to work in a collaborative, agile team environment.
- Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience.
Nice to have:
- Experience building intuitive and accessible user interfaces with React/TypeScript
- Experience integrating Large Language Models (LLM) into products
- Experience scaling highly available, mission critical systems
- Full-stack experience across backend and frontend
- History of building digital products in the financial space
Top Skills
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!






