SEPA Instant Payments Product Lead, Senior Vice President

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London, England, GBR
In-Office
Fintech • Financial Services
The Role

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi’s Payments Product team.

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview:

The successful candidate will join the UK and WE Domestic Payments team focusing on managing and driving Citi's Real Time payments business in Europe, focusing on SEPA. Sitting in Citi’s Services business, the role involves the day-to-day management of a dynamic Payments business, ensuring full alignment with the regulatory environment and driving financial performance. You will be at the centre of a large network of partners coming together to deliver a market leading solution.

What you’ll do:

  • Play a leading role in client dialogues relating to Real Time payments, highlighting the value proposition, and matching solutions to client needs.  
  • Develop a strong understanding of the application architecture for Citi’s Real Time payments business delivery and the end-to-end Experience of clients when using Citi’s solution.
  • Management of the P&L for Real Time Payments in Europe, ensuring business drivers are fully analysed and understood to manage and grow the business.
  • Assess regulatory developments and ensure Citi is well placed to execute against these requirements. Initial focus on the Instant Payments Regulation.
  • Lead on the management of the Controls environment including the delivery of an Operationally Resilient service and management of the liquidity position.
  • Assess and survey the European Real Time payments market environment and ensure Citi has the right capabilities and features in its Real Time payment proposition to deliver client value.

What we’ll need from you:

  • Significant experience and an in-depth understanding of SEPA payments. Some experience of managing Real Time payments scheme would also be beneficial.
  • Experience with partnership management, business development planning.
  • Strong client management skills and track record of delivery within a range of customer segments.
  • Ability to apply ingenuity and creativity to problem analysis and resolution for complicated and/or unique situations.
  • Excellent interpersonal, written, and verbal communication skills and the ability to communicate and influence at all levels.
  • Risk management mindset. Experience in assessing, documenting, and managing business risk as part of a product organisation.
  • Ability to work as part of a team, with a high degree of collaboration with cross functional teams.

What we can offer you:

This is a role that'll offer you the opportunity to build in-depth knowledge of Citi’s Payments Business and to play a role in a truly global organisation with all the opportunities that presents. Every day there will be new business challenges that will help you develop new skills that can drive your career.

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as: 

  • Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure
  • A discretional annual performance related bonus 
  • Private medical insurance packages to suit your personal circumstances
  • Employee Assistance Program  
  • Pension Plan 
  • Paid Parental Leave 
  • Special discounts for employees, family, and friends 
  • Access to an array of learning and development resources 

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.  We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. 

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. 

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Job Family Group:

Product Management and Development

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Job Family:

Product Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citi Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

  • Healthcare Strength Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
  • Retirement Support Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
  • Wellbeing & Lifestyle Benefits Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.

Citi Insights

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The Company
HQ: Kwun Tong, Kowloon
223,850 Employees

What We Do

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

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