Senior Software Engineer, Lending (Backend)

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money— we're here to move our global customers forward. We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

You will be a Senior Software Engineer on the Lending Servicing team reporting to an Engineering Manager , building systems that support and power Remitly's growing suite of lending products. Lending is a newer product area at Remitly that has achieved product-market fit. It is now scaling to serve millions of customers, making this an exciting time to join and help shape the next phase of growth.

You will develop reliable, scalable services that manage critical lending workflows and sensitive financial data. You will work in a complex, stateful problem space where correctness, consistency and reliability are necessary . The systems you build will have impact on customers' financial lives.

You will operate with a high degree of technical ownership, partnering with product managers and engineers across teams to translate evolving product needs into durable technical solutions. As an early senior engineer on a fast-growing team, you will shape long-term architecture, engineering practices, and the evolution of systems that will scale with Remitly's lending products.

You Will:

• Lead the technical design and execution of multi-quarter projects
• Shape core domain models, APIs, and data contracts for a distributed loan management system
• Establish guarantees around data correctness, consistency, idempotency, and auditability in a distributed environment
• Design for failure by building observability, alerting, and operational tooling to quickly detect and resolve issues
• Provide technical leadership through design reviews, mentorship, and raising the engineering bar across the team
• Collaborate across geos to unlock new lending products while preserving platform stability and extensibility

You Have:

• A BS in Computer Science or equivalent professional experience.
• 8+ years of backend services development and domain ownership
• Experience working directly with product and cross-team members to achieve outcomes
• Experience building and operating systems end to end.
• Proficiency in one or more languages like Java, Go or Kotlin

Compensation Details. The starting base salary range for this position is typically zł320,000 - zł360,000. In Poland, Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

Remitly Poland applies increased tax deductible costs (KUP) to remuneration earned by certain qualifying employees (to the extent an employee will be involved in the creation of the software as an "author") for the transfer of copyrights, in accordance with the relevant provisions of the Personal Income Tax Act.

Our Benefits:

• Equity in the company – RSUs
• Employee Stock Purchase Plan (ESPP)
• 26 days paid holiday + additional company days off
• Royalties (KUP)
• Hybrid working model (we have the office in a Kraków City Centre)
• Commute allowance
• Health/Dental Coverage – LUX MED VIP for employee and family
• Life Insurance
• Travel Insurance
• Pluxee Lunch Card/Multisport Card
• Education Budget
• Mental Health program for employee
• Family planning program
• Employee Pension Plan (PPK)

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.