ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We seek a Senior Product Manager to drive the development and optimization of our Data Exchange and Bank Integrations. You will be pivotal in building and scaling our data infrastructure to support seamless, secure, and efficient financial services. This position will focus on integrating with external financial institutions and data providers to enhance EarnIn's core product capabilities, ensuring a smooth and consistent experience for our users.
This position will be a hybrid from our Bangkok office as part of our expanding site location. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Product Vision & Strategy: Define the product vision and roadmap for data exchange and bank integrations, ensuring alignment with the company’s strategic objectives and product goals.
- Data Integration Development: Lead efforts to design, implement, and optimize bank integrations and data exchange platforms, focusing on secure and reliable data flow between EarnIn and external financial institutions.
- Cross-functional Collaboration: Work closely with engineering, data science, and external partners to develop scalable solutions that enable seamless bank integrations and real-time data exchange.
- Customer-Centric Solutions: Ensure the integration solutions enhance the customer experience by providing fast, secure, and reliable access to financial data and services.
- Compliance & Security: Collaborate with legal, risk, and compliance teams to ensure all integrations meet regulatory standards and data security requirements.
- Analytics & Optimization: Leverage data insights to continuously optimize bank integration processes and identify new opportunities for enhancing the platform’s capabilities.
- Leadership & Mentorship: Provide leadership to cross-functional teams and foster a culture of innovation, ensuring the successful delivery of projects within scope and timelines.
WHAT WE'RE LOOKING FOR
- 5+ years of product management experience with a focus on data platforms, bank integrations, or fintech solutions.
- Strong technical understanding of API development, data integration frameworks, and experience managing partnerships with financial institutions.
- Proven track record of delivering complex integration projects, preferably in the fintech or payments industry.
- Strong analytical skills, with the ability to use data to inform product decisions and drive optimization.
- Experience working closely with engineering teams to deliver scalable, secure, and compliant data solutions.
- Excellent written and verbal communication skills, with the ability to influence cross-functional teams and external partners.
- Familiarity with regulatory and compliance requirements related to financial data exchange and payments.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team
that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
