About Us
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What’s in it for YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through a comprehensive learning & development framework
Role Purpose
To develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit & fraud decision engine deployment for the organization.
Role Accountability
- Develop customized collection scorecards for each assigned delinquency stage
- Develop self-cure models for customized collection interventions & cost control
- Develop micro-segments for effective portfolio interventions & to maintain acquisition quality
- Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
- Develop application fraud prevention scorecard
- Develop propensity models for offering hardship programs
- Develop customized acquisition scorecards for assigned segments.
- Develop customized behavior scorecards for each assigned segment.
- Maintain inventory of assigned models
- Automate & ensure model deployment either in credit & fraud decision engines or turbine/data lake
Measures of Success
- Ensure the timely development of the models as per plan
- Model efficacy in terms of consistency & reliability
- KS, Gini - Model performance metrics
- PSI - Model stability metric
- Out of time validation
- Process Adherence as per MOU
Technical Skills / Experience / Certifications
Good knowledge of Big Data/R/Python/SaS/Hadoop
Competencies critical to the role
Analytical ability and problem solving
Qualification
Master’s degree in related field
Preferred Industry
FSI / Any
Skills Required
- Master's degree in related field
- Good knowledge of Big Data, R, Python, SAS, Hadoop
- Strong analytical ability and problem solving
What We Do
SBI Card was launched in 1998 with the State Bank of India, India's largest bank, as the majority stakeholder. In March 2020, SBI Card was listed on BSE and NSE. Today, SBI Card is India’s largest pure-play credit card issuer with over 20 million cards in force, as of December 2024. Its wide array of products and services caters to a diverse range of customer segments across India, right from new-to-credit to super premium. The SBI Card brand is based on the value proposition of 'Make Life Simple'. The proposition manifests in SBI Card’s continuous efforts to simplify the lives of its customers, employees and other key stakeholders. Customer-centricity, supported by the values of trust and transparency, is core to SBI Card’s ethos.
