Senior Full Stack Software Engineer, Student Loans

Sorry, this job was removed at 12:10 a.m. (CST) on Tuesday, Dec 02, 2025
Easy Apply
Cottonwood Heights, UT
Hybrid
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

**High Preference will be given to those located in Salt Lake City, UT area**
About the Team:

Our team is strategically positioned to empower college students at all stages of their academic career by providing essential private student loan solutions. You will be at the heart of our technology efforts. You will implement and test product hypotheses through new functionality, resolve bugs, maintain the health of our codebase, improve our technical capabilities, and continuously grow as an engineer. You will work closely with product, design, marketing, pricing, data science, and risk analytics to deliver solutions that position us as market leaders in decision-making and speed.
 

The Role:

We are seeking a highly skilled and motivated Senior Software Engineer to join our Private Student Loans team. In this role, you will help build cutting-edge technology systems that support our lending business. You will collaborate with a team of engineers empowered to make technical decisions that directly impact the success of the business and our SoFi members.

What You’ll Do:

  • Utilize object-oriented programming languages to build performant and scalable backend applications within a cloud-based microservice architecture.

  • Own and develop technical solutions for new product requirements.

  • Deliver highly available and scalable services in a production environment.

  • Generate ideas for new initiatives and technologies.

  • Drive operational excellence in our business processes to enhance service quality.

  • Collaborate with business stakeholders, product management, operations, and peer technical teams to deliver impactful products.

  • Work with our core technology stack: React / Java / Kotlin / Microservices / Spring Boot / AWS / PostgreSQL
     

What You’ll Need:

  • Bachelor’s Degree in a technical field.

  • 5+ years of programming experience, ideally on a modern microservice stack.

  • Strong experience with modern Java frameworks, GraphQL, REST APIs, and relational databases.

  • Expertise in React.js and modern front end frameworks

  • Strong sense of accountability, code quality and testing, and ownership; capable of driving a project from inception to completion

  • Willingness to mentor and collaborate with others.

  • Experience working in a team coding environment, refining designs together, iterating on ideas, participating in code reviews, and managing requests.

  • Passionate about broadening your technical skill set, experimenting with new ideas, and teaching others.

  • Effective communication skills.

  • Desire to grow, learn, and collaborate with a team of engineers.
     

Nice to Have:

  • Experience with Typescript, NextJs, CSS, XState, StyleX, Kafka, Kubernetes, Spring Boot, cloud infrastructure, Terraform, and CI/CD.

  • Experience with Production monitoring tools such as DataDog, Kibana, Splunk

  • Fintech, finance, or lending industry experience.

  • Experience with safe deployment practices.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

What the Team is Saying

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The Company
HQ: San Francisco, CA
4,500 Employees
Year Founded: 2011

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.

Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.

For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

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Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
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