Senior Financial Analyst, FP&A

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

The Senior Financial Analyst (SFA) of FP&A is driven, organized, energetic and oversees our financial planning, forecasting, reporting, and analysis across business units as well as assist with the month close process. As the owner of FP&A for a division, you will provide support for a Senior Leader to facilitate strategic decision making. This role is highly visible and challenging with multiple opportunities to interact with executive management.

What you’ll do:

• Drive planning, forecasting, reporting, and analysis activities on weekly, monthly, quarterly, and annual cadence.
• Maintain and develop relevant financial models to project business performance and manage the associated data gathering and research process.
• Ensure accurate and timely production of periodic financial reports and present them to senior leadership monthly.
• Analyze and prepare monthly variance analysis for assigned business units, including cost allocations and other allocations.
• Manage expenses and headcount across business units, providing visibility to senior leaders on staffing, capacity, and productivity metrics. Craft relevant KPIs to measure business performance.
• Foster strong relationships with internal customers as their trusted finance partner, providing strategic thinking and analytical support.
• Represent Finance in driving key strategic initiatives. Provide financial support to stakeholders to enhance ROI.
• Support accounting in the monthly close process including branch margin analysis and other capital markets activities.
• Provide ad-hoc support on various strategic initiatives to drive growth, efficiency and profitability.

Who you are:

• Finance professional with at least 5+ years of work experience in Accounting and/or Financial Analysis.
• Bachelor's degree in Accounting, Finance, or related discipline.
• A background in the mortgage industry highly preferred.
• Demonstrated high-level knowledge of financial accounting, economics, and corporate finance.
• Advanced modeling skills with Excel and other software.
• Ability to work independently in a fast-paced and rapidly changing environment.
• A work ethic based on a strong desire to exceed expectations.
• Ability to rapidly build business acumen by understanding business strategies and execution plans.
• Comfortable analyzing large volumes of complex data and communicating findings concisely
• Proactive approach to problem solving and a focus on building strong partnerships with internal customers.
• Ability to meet deadlines and prioritize workload.
• Strong attention to detail and high level of accuracy.

Why you’ll love working at Lower:

• You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
• You’ll be able to shape the future of Lower’s user experience.
• You’ll join a locally and nationally recognized best place to work that values promotion from within.
• There is opportunity for professional growth and development.

Plus:

• Competitive compensation plan
• Extended benefit offerings including: Medical/dental/vision
• Paid holidays
• Paid time off
• Parental leave
• Life insurance
• Short- and long-term disability
• 401K with company match
• Discount on home mortgage refinances or purchase

Job Type: Full-time

Work Location: Remote

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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