Job Title: Senior Executive – Risk
Function: Enterprise Risk Management (ERM)
Job
Description:
To support
the operationalization of risk management practices across the organization by
driving Key Risk Indicators (KRI) monitoring, strengthening risk culture, and
executing risk audits/reviews, ensuring proactive identification and mitigation
of risks.
Key
Responsibilities
1. Key Risk
Indicators (KRI) Management
- Support design, tracking,
and reporting of KRIs across functions
- Monitor thresholds, trigger
alerts, and escalate breaches
- Coordinate with stakeholders
to ensure timely KRI data submission
- Analyze trends and provide
actionable insights for risk mitigation
- Drive the action oriented outcome
for critical breaches indicators and ensure timely closure.
2. Risk
Culture & Awareness
- Drive risk awareness
initiatives across business units
- Support rollout of risk
training, communication, and campaigns
- Promote ownership of risk at
functional levels
- Assist in embedding risk
practices into day-to-day operations
3. Risk
Audits / Reviews
- Conduct periodic risk
reviews and control assessments
- Support internal risk audits
and thematic reviews
- Identify control gaps and
track closure of action plans
- Maintain documentation and
evidence for audit readiness
4.
Governance & Reporting
- Prepare for periodic risk dashboards and reports
- Track action items arising
from risk reviews and audits
- Support regulatory /
internal reporting requirements
- Ensure adherence to risk
frameworks and policies
- Liaise with internal teams
(Underwriting, Claims, Finance, IT) for risk-related queries.
Success
Metrics (Combined)
- Timely and accurate KRI
reporting with actionable insights
- Increased risk awareness and
participation across teams
- Closure of audit findings
within defined timelines
- Improved control
effectiveness and reduction in repeat issues
Requirements
Key Skills
& Competencies
- Strong analytical and
coordination skills
- Attention to detail and
structured thinking
- Stakeholder management and
follow-through ability
- Good communication and
presentation skills
- Basic understanding of risk
frameworks and controls
Qualifications
& Experience
- Graduate/Postgraduate in
Finance, Risk, Business, or related field
- 2–5 years of experience in
Risk / Audit / Compliance
- Exposure to KRI frameworks,
audits, or risk programs preferred
- Proficiency in MS Excel,
PowerPoint, and risk reporting tools.
- Knowledge of IRDAI
regulations and insurance operations.
Behavioral
Attributes
- Proactive and
ownership-driven
- High integrity and
accountability
- Ability to work across teams
and manage multiple priorities
- Assist in risk awareness
programs and training sessions.
Benefits
Skills Required
- Graduate or postgraduate degree in Finance, Risk, Business, or a related field
- 2-5 years of experience in Risk, Audit, or Compliance
- Exposure to Key Risk Indicator frameworks, audits, or risk programs
- Proficiency in MS Excel, PowerPoint, and risk reporting tools
- Knowledge of IRDAI regulations and insurance operations
What We Do
Kshema General Insurance Limited is a fully digital insurance provider in India focused on making farmers financially resilient and independent. It develops and delivers crop and agricultural insurance coverage for cultivators in the agriculture and food sectors, including protection against natural perils and climate-related risks. Through digital platforms, customers can buy or renew policies, file claims, and track claim status.
