Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Brown & Brown is seeking a Senior Employee Benefits Analyst to join our growing team.
The Senior Employee Benefits Analyst serves as a lead analytical resource for public sector clients, responsible for delivering advanced financial analysis, strategic reporting, and data‑driven insights across complex employee benefit programs. Building upon foundational analyst responsibilities, this role provides deeper evaluation of renewal and proposal data, identifies trends and risks, and develops actionable recommendations that support long‑term benefits strategy and cost management.
Working under the direction of the Senior Manager, the Senior Analyst manages a portfolio of clients with complex benefit structures, including group medical, dental, vision, pharmacy, life, and disability programs. This individual plays a key role in leading renewal analyses, RFP processes, and carrier evaluations, while partnering closely with Senior Benefit Consultants, Client Services, and external vendors.
In addition to technical execution, the Senior Analyst contributes to client‑facing strategy discussions, presents findings to client leadership, and provides mentorship and guidance to Analysts. Success in this role requires advanced analytical capability, strong communication skills, and the ability to translate complex financial and claims data into meaningful insights that drive effective, compliant, and sustainable benefit decisions.
How You Will Contribute:
Advanced Financial Analysis & Strategy
Lead complex renewal analyses across all lines of coverage, including non‑marketed and negotiated plans.
Evaluate claims experience, utilization trends, and financial performance to identify risks, opportunities, and cost drivers.
Develop strategic, data‑driven recommendations that support long‑term benefits planning and funding strategies.
RFP Development & Carrier Evaluation
Lead the development and execution of Request for Proposal (RFP) processes for assigned clients.
Analyze and compare carrier proposals, identifying competitive positioning and financial impact.
Support and actively participate in carrier negotiations in partnership with the Benefits Consultant.
Client Reporting & Presentation
Develop and deliver advanced financial and management reporting (scheduled and ad hoc).
Present renewal analyses, performance results, and recommendations to client staff, committees, and leadership groups.
Translate complex financial and healthcare data into clear, concise, and client‑focused insights.
Client Advisory & Strategic Support
Partner with the Benefits Consultants in the strategic planning and design of client benefit programs.
Act as a key analytical resource for assigned clients, supporting ongoing decision‑making and plan optimization.
Contribute to the evaluation and recommendation of new services, vendors, or program enhancements.
Compliance & Technical Expertise
Review and interpret compliance requirements including 112.08 filings, OPEB reporting, and imputed income analysis.
Ensure analyses incorporate applicable regulatory and legislative considerations (e.g., ACA, COBRA, healthcare reform).
Support due diligence, compliance reviews, and regulatory reporting requirements.
Deliverable Management
Create financial reports for all funding arrangements, including fully insured and self‑funded plans.
Mentorship & Quality Oversight
Provide guidance and mentorship to Analysts on financial modeling, reporting standards, and analytical techniques.
Review work for accuracy, consistency, and quality prior to client delivery.
Support onboarding and training of new analytical team members.
Cross‑Functional Collaboration
Collaborate with Client Services, Consultants, carriers, and vendors to ensure aligned execution and client outcomes.
Support issue resolution related to data, reporting, and financial analysis.
Contribute to process improvements, standardization efforts, and analytical best practices.
Skills & Experience to be Successful:
Bachelor's degree in Finance, Accounting, Mathematics, Economics, Business Administration, Public Health, or related field.
5+ years of experience in employee benefits, analytics, brokerage, or consulting.
Advanced experience with:
Renewal and financial analysis
Claims and utilization reporting
RFP development and carrier evaluations
Strong knowledge of:
Fully insured and self‑funded benefit plans
Employee benefits regulations (ACA, COBRA, etc.)
Public sector experience preferred
Active State issued 2-15 License
Success Factors / KSAs (Senior Level)
Advanced analytical and financial modeling capabilities
Ability to translate complex data into strategic insights and recommendations
Strong presentation and client‑facing communication skills
High attention to detail and commitment to data accuracy
Ability to independently manage priorities and deadlines
Strong problem‑solving and critical thinking skills
Ability to mentor and develop junior team members
Advanced Excel proficiency and experience with large datasets
Ability to collaborate effectively across teams and functions
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
- Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
Recruiting Vendor Disclosure Statement
Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
Skills Required
- Bachelor's degree in Finance, Accounting, Mathematics, Economics, Business Administration, Public Health, or a related field
- 5+ years of experience in employee benefits, analytics, brokerage, or consulting
- Advanced experience with renewal and financial analysis
- Advanced experience with claims and utilization reporting
- Advanced experience with RFP development and carrier evaluations
- Strong knowledge of fully insured and self-funded benefit plans
- Strong knowledge of employee benefits regulations, including ACA and COBRA
- Active state-issued 2-15 license
- Advanced analytical and financial modeling capabilities
- Advanced Excel proficiency and experience with large datasets
- Public sector experience
Brown & Brown Insurance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Brown & Brown Insurance and has not been reviewed or approved by Brown & Brown Insurance.
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Healthcare Strength — Healthcare offerings are broad, spanning medical/Rx, dental, vision, life, disability, and added programs alongside Lyra access with up to eight no‑cost coaching or therapy sessions for teammates and covered dependents. Breadth extends to fertility/adoption solutions, second‑opinion services, diabetes care, and Medicare advocacy.
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Retirement Support — The 401(k) program includes an employer match up to 4% (100% of the first 3% plus 50% of the next 2%) with immediate vesting. Savings support is positioned as a core element of the total‑rewards package.
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Equity Value & Accessibility — An Employee Stock Purchase Plan is available, and the company emphasizes an ownership mindset with a large share of teammates as shareholders. This creates accessible equity participation alongside retirement savings.
Brown & Brown Insurance Insights
What We Do
Brown & Brown Insurance provides risk management solutions to help protect what our customers value most. Our four business segments offer insurance products and services to businesses and individuals. Our culture is built on integrity, innovation, superior capabilities, and discipline. We view insurance differently and use our experience, carrier relationships, and principled customer focus to deliver first-class service and solutions. Becoming a Brown & Brown teammate introduces you to a career with virtually unlimited possibilities. We think of ourselves as a team, so we have teammates—not employees. We strive to attract people who are competitive, driven, and disciplined. Our unique company culture of meritocracy rewards self-starters and those committed to doing what is best for our customers. We are proud to be certified as a Great Place to Work ®. Brown & Brown has demonstrated a Culture of Caring through dedication to the people and communities we serve. With more than 11,000 teammates in over 300 locations across the US, Canada, Ireland, the UK, Bermuda, and the Cayman Islands, we actively support numerous organizations in the local communities in which we live, work, and play. With a long-standing history of proven success, Brown & Brown is one of the insurance industry’s most powerful and influential leaders, ranked as the fifth-largest brokerage in the US and sixth in the world. You can find us on the NYSE as BRO.
