Senior Backend Engineer - Commercial Systems and Intelligence

Posted 7 Hours Ago
Be an Early Applicant
Berlin, DEU
In-Office
Senior level
Fintech • Payments
SumUp. Big believers in small business.
The Role
Build backend systems that automate merchant attribution and commission workflows, design API contracts and data models, implement a centralized Lifecycle Event Log, create backoffice APIs for sales, and establish testing, observability, and incident response practices in a greenfield fintech squad.
Summary Generated by Built In

About the team:

The Commercial Systems and Intelligence squad is a newly formed team within SumUp's Acquisition Mission under the Run & Grow tribe. We sit at the intersection of data, backend engineering, and sales operations, building the infrastructure that powers how SumUp attributes merchant acquisition, calculates commissions, and understands the full lifecycle of every merchant.

Today, these processes are largely manual. We're here to change that, automating what's opaque, and building systems that sales representatives, leadership, and analysts can actually trust. You'll join at the very beginning, helping to shape how the squad works, the architecture it builds on, and the standards it holds itself to.


What you’ll do:

  • Aggregating data from across the SumUp ecosystem to determine which acquisition channel or sales agent drove a merchant to take a valuable action (e.g. signing up, adopting a product)
  • Establishing data models, API contracts, and rule definitions that automate existing manual commission workflows for field and tele-sales agents, partnerships and merchant referrals
  • Build the Lifecycle Event Log in close collaboration with the Merchant Intelligence squad. A centralized store of curated merchant lifecycle events (signups, product usage, verification, purchases) used across attribution, recommendations, customer support and sales
  • Build internal backoffices and APIs for sales representatives and leaders to monitor commission and modify commission plans, manage portfolios and resolve disputes
  • Define and document API contracts, schemas, and integration patterns that other engineering teams can adopt confidently
  • Establish best practices for testing, observability, and incident response within a newly formed squad
  • Use AI and agentic coding tools deliberately, to scaffold services, write tests, explore unfamiliar code, and draft documentation while maintaining full accountability for what gets shipped

You’ll be great for this role if you:

  • Bring a strong backend engineering background in Go, or are a typed-language generalist ready to ramp up quickly
  • Have designed APIs and distributed systems with clear contracts, versioning, and integration patterns
  • Are fluent in relational and analytical databases (PostgreSQL, Snowflake) and comfortable making the right choice for the right use case
  • Have built Kafka-based, event-driven systems and understand event sourcing and CDC patterns
  • Have experience in auditable, high-trust systems where every decision must be traceable — fintech, payments, or similar domains
  • Have built services from scratch in greenfield, early-stage squads with limited prior context,  and are energized, not unsettled, by that challenge
  • Have experience with testing, observability, and incident response practices and treat them as first-class concerns, not afterthoughts
  • Are resourceful and adaptable, you take end-to-end ownership, do more with less, and adjust quickly as priorities shift
  • Can bridge technical and non-technical audiences, translating fuzzy problems into clear engineering work and explaining trade-offs to engineers and sales stakeholders alike
  • Are pragmatic, you know when good enough ships value and when something genuinely needs to be done properly
  • Have mentorship instincts, you raise the bar for the people around you, not just your own output

Why you should join SumUp:

🌍 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup

🧑‍🔬 We take learning and experimentation seriously with Hack Days every second Friday, and entire global Hack Weeks.

🌈 Commitment to Diversity and Inclusion: Be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced

📚 A dedicated annual L&D budget of €2,000 for attending conferences and/or advancing your career through further education

🚀 Enrolment onto our VSOP program: You will own a stake in SumUp’s future success

💶 A corporate pension scheme where we match up to 20% of your contributions

🔄 30 Days Sabbatical: Enjoy the unique opportunity to take a well-deserved break with our 30 days sabbatical benefit after completing 3 years of employment with SumUp

🔗 Referral Bonus: Earn additional rewards by referring talented individuals to join the SumUp team

🚵🏾‍♂️ Numerous other benefits such as Urban Sports Club subsidy, Kita placement assistance, relocation assistance, subsidised office lunches

SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by Company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.


About us:

Be empowered to do more that matters.

At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.

Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify. 

SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited.

Explore career opportunities with us and join a team driven by collaboration, innovation, and a shared vision of creating a world where everyone can build a thriving business. Discover more about our vibrant and inclusive work culture and how we work on our careers website, and follow our journey on LinkedIn and Instagram.

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.

Skills Required

  • Strong backend engineering background in Go or experience with typed languages ready to ramp up quickly
  • Design and implement APIs and distributed systems with clear contracts, versioning, and integration patterns
  • Fluency with relational and analytical databases (PostgreSQL, Snowflake) and making appropriate data-store choices
  • Experience building Kafka-based, event-driven systems and understanding event sourcing and CDC patterns
  • Experience in auditable, high-trust systems where decisions must be traceable (fintech, payments, or similar)
  • Experience building services from scratch in greenfield, early-stage squads
  • Strong testing, observability, and incident response practices
  • Ability to translate fuzzy problems into engineering work and communicate trade-offs to technical and non-technical stakeholders
  • Mentorship instincts and willingness to raise the bar for others

SumUp Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SumUp and has not been reviewed or approved by SumUp.

  • Leave & Time Off Breadth Paid time off is positioned as a standout, including 22 vacation days that increase with tenure, public holidays, a quarterly Wellness Day, special leave, and a fully paid one‑month sabbatical after three years. This combination makes time-off benefits feel notably robust in the overall rewards package.
  • Healthcare Strength Health coverage is described as comprehensive, with medical plan options (including carriers such as Cigna and Kaiser) plus dental and vision. Company-paid life insurance and disability coverage are also part of the protection package in the U.S. materials.
  • Retirement Support Retirement benefits include a published 401(k) match formula that provides an employer match up to a stated cap. The clarity of the match structure supports straightforward evaluation during offer comparisons.

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The Company
HQ: London
2,750 Employees
Year Founded: 2017

What We Do

SumUp believes that every business should have access to affordable, easy-to-use financial solutions, no matter their size. That’s why more than 3 million businesses worldwide rely on SumUp to run their business. What started out as one card reader has now turned into a range of payment hardware, banking solutions, marketing, and loyalty tools, invoicing, and so much more. From sales and marketing to product and engineering, our cross-functional US team works together to ensure that small business owners can be successful doing what they love.

Why Work With Us

SumUp USA is part of the global SumUp organization that stretches across multiple continents from Berlin to Sao Paulo. Our teams are multicultural, have a collaborative mindset and bold goals. Join our mission if you want to become part of the success story and help empower over 3 million merchants using SumUp already!

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