Risk Management Specialist, Loss Control

This is an opportunity to join Ascot Group - one of the world’s preeminent specialty risk underwriting organizations.

Designed as a modern-era company operating through an ecosystem of interconnected global operating platforms, we’re bound by a common mission and purpose. Our greatest strength is a talented team who flourish in a collaborative, inclusive, and entrepreneurial culture, steeped in underwriting excellence, integrity, and a passion to find a better way, The Ascot Way.

The Ascot Way guides our people and our organization. Our underwriting platforms collaborate to find creative ways to deploy our capital in a true cross-product and cross-platform approach. These platforms work as one, deploying our capital creatively through our Client Centric, Risk Centric and Technology Centric strategies

Built to be resilient, Ascot offers clients leading financial security while delivering bespoke products and world class service — both pre- and post-claims. Ascot exists to solve for our clients’ brightest tomorrow, through agility, collaboration, resilience, and discipline.

Ascot is embedding artificial intelligence (AI) and automation across the organization to enhance decision‑making, efficiency, and quality of outcomes. In this role, you will be expected to work confidently alongside AI‑enabled tools, apply sound judgment when interpreting insights, and adapt as technology continues to evolve. We value curiosity, critical thinking, and a willingness to embrace change as part of how we work.

Position Overview:

The Risk Management Specialist, Loss Control provides loss control services to help clients improve risks associated with their business, ensure worksite safety, and reduce the adverse effects of loss. This is a field‑based risk control expert for Ascot, responsible for providing multi‑line support across the many specialty lines that Ascot underwrites. In this role, you will conduct on‑site risk evaluations, develop safety improvement plans, and serve as a trusted advisor to Ascot’s underwriters and insured clients.

The core objective is to reduce loss frequency and severity through proactive risk assessment and tailored risk management guidance that aligns with Ascot’s specialty insurance practices and service standards.

Responsibilities:

• Risk Surveys & Hazard Identification: Conduct comprehensive on‑site risk assessments of insured facilities across various industries and lines. This includes inspecting premises, operations, and safety programs; interviewing site managers or risk managers; and reviewing available safety reports. Identify potential loss drivers (e.g., unsafe practices, hazardous conditions, inadequate controls) in areas such as workplace safety, property protection, fleet operations, and environmental exposures.

• Risk Analysis & Recommendations: Analyze findings and evaluate the effectiveness of existing risk controls. Review loss histories and claim trends to pinpoint recurring issues or high‑severity exposures. Develop practical risk‑improvement recommendations and detailed loss prevention plans tailored to the client’s operations. Ensure recommendations are clearly documented and actionable.
• Safety Program Development: Work with clients to develop or enhance safety and accident‑prevention programs. Provide guidance on establishing safety policies, emergency procedures, and compliance with relevant regulations (OSHA, NFPA, environmental standards, etc.). Assist in developing or reviewing written safety programs and protocols.
• Underwriter Collaboration: Serve as a technical risk consultant to Ascot underwriters for new business submissions, renewals, and mid‑term inquiries. Communicate risk findings and professional opinions, highlighting key concerns and necessary improvements. Participate in underwriting calls or meetings as needed.
• Client Consultation & Support: Act as a risk management advisor to insured clients. Explain survey findings, recommended controls, and provide coaching on implementing improvements to reduce accidents.
• Accident Investigation & Follow‑Up: Assist clients after significant incidents or claims. Support or guide investigations to determine root causes. Analyze incident reports and loss data to identify systemic issues, and provide corrective action recommendations to prevent recurrence.
• Reporting & Documentation: Prepare clear, detailed risk assessment reports summarizing risk profiles, observed hazards, existing controls, and recommended improvements. Deliver reports to underwriters and, when appropriate, to insured clients.
• Continuous Improvement: Stay current on emerging risks, regulatory changes, and best practices in loss control and risk engineering. Contribute to developing Ascot’s internal standards, resources, and training materials.

• Commit to The Ascot Way: Embody The Ascot Way in their daily interaction with colleagues, fostering colleague engagement and development, collaboration, inclusivity, and individual accountability.

Requirements:

• Education: Bachelor’s degree required; advanced degree and/or risk management designations (CSP, ASP, ARM) preferred.
• Industry Experience: Minimum of 5 years in insurance loss control, risk engineering, or occupational safety, preferably with multi‑line exposure. Experience with insurers, brokers, or risk management consulting firms is highly desirable.
• Technical Knowledge: Strong knowledge of hazard control techniques, risk management principles, and insurance coverages. Familiarity with major commercial lines such as workers’ compensation, general liability, property, cargo/marine, and environmental liability. Understanding of fire protection engineering, fleet safety, industrial hygiene, and business continuity planning is beneficial.
• Analytical Skills: Ability to analyze loss data and safety metrics, interpret both quantitative and qualitative information, and identify trends.
• Regulatory Knowledge: Experience with OSHA and DOT requirements.
• Communication Skills: Strong verbal and written communication with both internal and external stakeholders.
• Collaboration: Skilled collaborator with active listening skills; thrives in a team environment, including remote teams.
• Travel: Ability to travel 50–70% of the time for site visits, including some overnight trips. Valid driver’s license and clean driving record required.

Compensation

Actual base pay could vary and may be above or below the listed range based on factors including but not limited to experience, subject matter expertise, and skills. The base pay is just one component of Ascot’s total compensation package for employees. Other rewards may include annual cash bonus, and other forms of discretionary compensation awarded by the Company. 

Company Benefits

The Company provides a competitive benefits package that includes the following (eligibility requirements apply):

Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more.

Leave Benefits: Paid holidays, annual Paid Time Off (includes paid state /local paid leave where required), Short-term Disability, Long-term Disability, Other leaves (e.g., Bereavement, FMLA, Adoption, Maternity, Military, Primary & Non-Primary Caregiver) Retirement Benefits: Contributory Savings Plan (401k).

Please be aware that Ascot Group’s job opportunities will be posted on our official careers page. All official communication comes from @ascotgroup.com email addresses, if you receive a job offer or recruitment communication from Ascot Group that you suspect might be fraudulent, do not hesitate to contact us directly to verify its legitimacy. We will never ask for payment or sensitive personal information during any stage of the recruitment process. Your privacy and trust are of utmost importance to us, and we strive to ensure that you have a positive experience with Ascot Group.

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