The Role
Sources and evaluates SME borrowers for business financing, conducts due diligence and site visits, collects financial documentation, prepares credit proposals, and collaborates with risk and underwriting teams. Manages borrower relationships and loan portfolio quality, monitors non-performing loans, and supports restructuring or early collections when repayment issues arise. The role also requires achieving SME disbursement targets and maintaining a network of prospective borrowers.
Summary Generated by Built In
RELATIONSHIP MANAGER (RM) - SME LENDING (P2P LENDING)
QUALIFICATIONS
Submit your CV and Application to:
[email protected]
Subject: RM Lending_[Candidate Name]
And Submit your Application Form & Self Assessment by G-Form link below:
QUALIFICATIONS
- Education Min. S1 in all majors (preferably Economics, Management, Finance, or Accounting).
- Experienced: 2-4 years as a Relationship Manager (RM)/ Loan Officer in P2P Lending, Banking (SME/Commercial) or Non-Bank Financial Institution (LKNB) Industry.
- Portfolio & Track Record: Has a proven track record in achieving SME disbursement targets and managing loan portfolios in a healthy manner.
- Business Network: Has a database/ pipeline of SME class borrowers who are active in various potential sectors.
- Credit Analysis: Mastering financial statement analysis, cash flow analysis, and strong understanding of business credit risk assessment (underwriting).
- Finding and identifying potential high-potential borrowers on an SME scale who need business funding.
- Conduct due diligence, site visits, and collect financial documents for prospective borrowers' businesses.
- Prepare credit proposals and collaborate with the risk/underwriting team to ensure the feasibility of funding facilities.
- Managing long-term relationships with borrowers and maintaining the quality of credit (Non-Performing Loans / NPLs) within safe limits.
- Carry out the restructuring or initial billing process in case of payment constraints.
Submit your CV and Application to:
[email protected]
Subject: RM Lending_[Candidate Name]
And Submit your Application Form & Self Assessment by G-Form link below:
- KlikA2C_APPLICATION FORM
- KlikA2C_SELF ASSESSMENT_RM LENDING-SME
Skills Required
- Minimum S1 degree in any major, preferably Economics, Management, Finance, or Accounting.
- 2–4 years of experience as a Relationship Manager or Loan Officer in P2P lending, SME or commercial banking, or a non-bank financial institution.
- Proven track record of achieving SME loan disbursement targets.
- Experience managing loan portfolios while maintaining healthy portfolio quality.
- Existing database or pipeline of SME borrowers across promising business sectors.
- Proficiency in financial statement analysis and cash flow analysis.
- Strong understanding of business credit risk assessment and underwriting.
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
Nikel is a fintech improving access to financial services for banks and non-banks. Through technology and advanced analytics, we offer a range of products to our customers in Indonesia, including Customer Acquisition, Credit Card Onboarding and Management, Lending Onboarding and Management, Fraud Detection System, Credit Decision Engine and Risk & Analytics Consulting. Our mission is to drive business growth by providing secure, efficient, and inclusive financial solutions.
.png){kind=logo}
