Jobs at Nikel

Sources and evaluates SME borrowers for business financing, conducts due diligence and site visits, collects financial documentation, prepares credit proposals, and collaborates with risk and underwriting teams. Manages borrower relationships and loan portfolio quality, monitors non-performing loans, and supports restructuring or early collections when repayment issues arise. The role also requires achieving SME disbursement targets and maintaining a network of prospective borrowers.

Acquire and onboard qualified borrowers, grow and manage lending portfolios, and achieve monthly disbursement and revenue targets. Build borrower relationships, identify financing opportunities, prepare lending proposals, negotiate and close deals, monitor credit utilization and repayment performance, and resolve emerging payment issues. Develop referral channels and strategic partnerships while coordinating with Credit, Risk, Legal, Operations, Finance, and Compliance. Maintain accurate pipeline records, portfolio reports, forecasts, and regulatory compliance.