About the role
Ready to make your mark in fintech?
We’re looking for a Product Manager – Payments to help shape the payment capabilities behind Multitude’s products and turn ideas into solutions used across our business.
Working closely with the Head of Payment Solutions, you’ll help define the payments product strategy — and then make it happen. You’ll set priorities, work directly with developers, and take initiatives from concept to launch and continuous improvement.
It’s a hands-on role at the intersection of product, technology, payments and banking, with plenty of ownership and room to grow.
You’ll likely bring 1–3 years of experience in product management, project management or a similar role, ideally in fintech, payments, banking or another tech-driven environment.
If you enjoy solving real problems, working closely with engineering teams and seeing your ideas come to life, this could be your next big step.
What you’ll be doing
Translate business, customer and operational needs into clear product requirements, user stories and acceptance criteria.
Work closely with software developers and other technical teams to design, build and improve payment products and capabilities.
Coordinate product initiatives from requirements and planning through development, testing, launch and post-launch follow-up.
Own and maintain the product backlog, helping prioritize development based on customer impact, business value, technical dependencies and risk.
Support integrations with clients, payment providers, banks and other external partners.
Collaborate with stakeholders across Engineering, Operations, Risk, Compliance, Finance and other Product teams.
Identify opportunities to simplify payment flows, improve customer experience and increase operational efficiency.
Use data, customer feedback and operational insights to understand problems and recommend improvements.
Support the investigation and resolution of product or payment-related issues together with technical and operational teams.
Monitor the performance of payment features and help define relevant product and operational KPIs.
Keep up to date with developments and trends within payments, banking and fintech.
What we’re looking for
Approximately 1–3 years of experience as a Product Manager, Product Owner, Project Manager or in a comparable role.
Experience working directly with software developers is essential.
Good understanding of the software development lifecycle and experience working in an Agile product or technology environment.
Ability to translate business requirements into clear and actionable requirements for technical teams.
Strong organizational skills and the ability to manage several priorities and stakeholders.
Analytical mindset with the ability to break down complex problems and identify practical solutions.
Strong communication skills and the confidence to work across both technical and non-technical teams.
A proactive, hands-on approach and willingness to take ownership of problems through to resolution.
Fluent professional English.
Nice to have
Previous experience within fintech, payments or banking.
Understanding of payment flows, payment service providers, card payments, bank transfers or payment processing.
Experience working with APIs, integrations or third-party technology providers.
Familiarity with regulated financial services environments.
Experience using product and delivery tools such as Jira, Confluence or similar.
The salary ranges for this role are:
Stockholm/Sweden: SEK 660k– SEK 744k gross/year
Malta: €48k–€53k gross/year
Bratislava/Slovakia: €34k–€39k gross/year
We offer:
A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters.
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Skills Required
- 1-3 years experience as Product Manager, Product Owner, Project Manager or similar
- Experience working directly with software developers
- Good understanding of the software development lifecycle
- Experience working in an Agile product or technology environment
- Ability to translate business requirements into clear actionable technical requirements and user stories
- Strong organizational skills and ability to manage multiple priorities and stakeholders
- Analytical mindset with ability to break down complex problems and identify practical solutions
- Strong communication skills across technical and non-technical teams
- Proactive, hands-on approach and ownership through to resolution
- Fluent professional English
- Previous experience within fintech, payments or banking
- Understanding of payment flows, payment service providers, card payments, bank transfers or payment processing
- Experience working with APIs, integrations or third-party technology providers
- Familiarity with regulated financial services environments
- Experience using product and delivery tools such as Jira or Confluence
What We Do
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E4l'. www.multitude.com
