Responsibilities
- Execute and monitor the DTC acquisition strategy across paid and owned channels (Google, Meta, TikTok, affiliates) to drive efficient customer growth.
- Launch and optimize multi-market campaigns, testing creatives, audiences, and bidding strategies to maximize ROI.
- Analyze performance using cohort-based metrics (LTV, CAC, payback) to generate actionable insights and daily reports.
- Partner with Risk and Analytics teams to ensure acquisition quality aligns with credit performance metrics like approval rates and delinquency.
- Implement structured experimentation across the funnel, including landing pages, onboarding flows, and targeting to improve conversion.
- Technical Support: Collaborate with Product and Engineering to enhance tracking, attribution, and measurement frameworks.
- Localization: Support the development of localized strategies, adapting messaging and user journeys to country-specific dynamics.
Qualifications
- Bachelor’s degree in Business, Engineering, Economics, Marketing, or related fields.
- 4–5 years of experience in growth, performance marketing, or digital acquisition, preferably in fintech or high-growth tech companies.
- Hands-on experience with Google Ads, Meta Ads Manager, and attribution tools like Google Analytics, AppsFlyer or Adjust.
- Strong understanding of unit economics and the ability to translate data into actionable insights.
- Proven experience working with cross-functional teams such as Risk, Product, and Finance.
- Advanced English and fluency in the local language (Spanish/Portuguese).
- Self-starter with strong ownership, curiosity, and a bias for action
Benefits
- Local benefits depending on the country of hire
- Company-funded health insurance for employee and immediate family
- Company-funded employee life and disability insurance
- Paid vacation days, unlimited sick leave
- $2,000 USD annual Co-working travel perk
- $2,000 USD annual Professional Development perk
- Phone finance, headphone benefit, home office equipment allowance and wellness perks
- Catered lunches
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.





