Microsoft's mission is to empower every person and every organization on the planet to achieve more. The Payment Partnerships, Strategy & Optimization (PPSO) team plays a critical role in enabling that mission by delivering secure, scalable, compliant, and locally relevant payment experiences to customers worldwide.
We are looking for a Payments Manager to lead payment strategy, execution, and partner management across global markets. This role is responsible for driving payment performance, reducing fraud and chargebacks, optimizing cost of payments, and enabling new payment capabilities across highly complex and fast-growing markets.
This role requires deep payments expertise, strong cross-functional leadership, and the ability to operate effectively across regions, cultures, and regulatory environments.
Responsibilities
Payments Strategy & Performance
Own end-to-end payment performance across markets, including authorization rates, chargebacks, fraud, refunds, customer experience, and cost of payments.
Define and execute payment strategies aligned with Microsoft's product, commerce, and go-to-market priorities.
Use data and analytics to identify performance gaps, quantify impact, and prioritize improvement initiatives.
Payment Partner Management
Manage strategic relationships with key payment partners (acquirers, processors, gateways, networks, and local payment method providers), including global partners.
Lead commercial negotiations, contract renewals, incentive discussions, and ongoing partner governance.
Drive accountability with partners through KPIs, SLAs, performance reviews, and escalation management.
Market Expansion & Localization
Lead the launch, optimization, and scaling of local payment methods (e.g., domestic cards, bank transfers, real-time payments, installments).
Partner with Product, Engineering, Risk, Legal, broader Finance and Compliance teams to ensure solutions are compliant, resilient, and customer-centric.
Represent payments expertise in global initiatives and roadmap planning.
Fraud, Risk & Compliance
Partner closely with Risk and Chargeback teams to reduce fraud losses and chargeback exposure across markets.
Ensure payment solutions comply with local regulations, network mandates, and Microsoft internal policies.
Support incident management, root-cause analysis, and remediation for payment-related issues.
Stakeholder Collaboration & Communication
Act as the primary payments point of contact for regional Stores, Sales, Finance, Engineering, and Customer Support teams.
Provide clear, concise updates to leadership on performance trends, risks, and opportunities.
Drive alignment across global and regional stakeholders to deliver outcomes at scale.
Actively network within the payments industry by representing Microsoft at forums and events, participating in panels and discussions to advocate for the company's interests and drive modernization in the payments space. Cultivate strong relationships with key stakeholders—including processors, issuing banks, and other merchants—to further Microsoft's objectives and foster innovation across the payment ecosystem.
Qualifications
Required Qualifications:
- Bachelor's Degree in Finance, Accounting, or Business AND 5+ years experience with background in treasury, finance, banking, or accounting OR equivalent experience.
Preferred Qualifications:
- 7+ years of experience in payments, financial services, fintech, e-commerce, or related domains.
Hands-on experience with card payments, acquirers/processors, fraud management, and chargebacks.
Experience managing external partners and negotiating commercial and contractual terms.
Analytical skills with the ability to translate data into actionable insights.
Proven ability to lead complex, cross-functional initiatives in a global organization.
Exceptional communication skills, with the confidence and presence to represent Microsoft publicly, engage with executives, and effectively translate complex concepts into clear, accessible messages for diverse audiences.
- Experience working with or within global payment ecosystems.
- Experience launching or scaling local payment methods in emerging markets.
- Familiarity with regulatory and scheme requirements across markets.
- Experience working in large-scale, matrixed technology organizations.
- Comfortable operating in ambiguous environments with competing priorities.
Treasury IC4 - The typical base pay range for this role across the U.S. is USD $97,600 - $188,400 per year. There is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $125,000 - $206,400 per year.
Certain roles may be eligible for benefits and other compensation. Find additional benefits and pay information here:
https://careers.microsoft.com/us/en/us-corporate-pay
This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.
Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.
Skills Required
- Bachelor's Degree in Finance, Accounting, or Business
- 5+ years experience with background in treasury, finance, banking, or accounting or equivalent experience
- Deep payments expertise and strong cross-functional leadership
- Hands-on experience with card payments, acquirers/processors, fraud management, and chargebacks
- Experience managing external partners and negotiating commercial and contractual terms
- Analytical skills with the ability to translate data into actionable insights
- Proven ability to lead complex, cross-functional initiatives in a global organization
- Exceptional communication skills and ability to represent Microsoft publicly and to executives
- Experience working with or within global payment ecosystems
- Experience launching or scaling local payment methods in emerging markets
- Familiarity with regulatory and scheme requirements across markets
- Experience working in large-scale, matrixed technology organizations
Microsoft Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Microsoft and has not been reviewed or approved by Microsoft.
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Fair & Transparent Compensation — Pay is presented as broadly competitive overall, with clear role/level/location variation and an emphasis on using posted ranges and band information for apples-to-apples comparisons.
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Retirement Support — Retirement benefits are described as a standout, highlighted by a strong 401(k) match structure and immediate vesting, plus additional plan features for tax-advantaged saving.
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Parental & Family Support — Family-oriented benefits are portrayed as a meaningful strength, with substantial paid parental leave and added supports like back-up care and adoption/surrogacy assistance.
Microsoft Insights
What We Do
At Microsoft, our mission is to empower every person and every organization on the planet to achieve more. Our mission is grounded in both the world in which we live and the future we strive to create. Today, we live in a mobile-first, cloud-first world, and the transformation we are driving across our businesses is designed to enable Microsoft and our customers to thrive in this world.
