Payments Fraud analyst

How you are going to make an impact 🛠

• Ensure ongoing protection of the business from all types of payment related fraud attacks that may result in direct financial losses or lost revenue/profit opportunities.
• Monitor and mitigate fraud risks originating from both internal sources (e.g., employees, system misuse) and external parties (e.g., partners, service providers, customers).
• Conduct real-time and post-event transaction monitoring and analysis across both incoming and outgoing  payment flows to detect suspicious activity and fraud patterns.
• Continuously evaluate, refine, and optimise the transaction monitoring processes, rules, ensuring effectiveness, scalability, and compliance with regulations.
• Identify and integrate new approaches, technologies, and data sources to enhance existing fraud detection strategies and develop new ones.
  Review and monitor fraud levels in accordance with Card Scheme regulations and internal thresholds; proactively alert stakeholders (Risk team, merchants, partners) of any anomalies or risk exposures.
• Identify and recommend system enhancements or tool improvements to prevent fraud while maintaining strict confidentiality of sensitive data.
• Analyse payment and transaction data to detect anomalies, emerging trends, and new fraud vectors; proactively support chargeback prevention efforts.
• Generate detailed reports and dashboards on fraud trends, incidents, and key metrics; deliver insights to leadership and cross-functional teams.
• Support internal and external audits, periodical reviews, and compliance assessments as needed.
• Promote continuous process improvement by sharing fraud prevention best practices across teams and helping to institutionalize knowledge.
• Participate in on-call duties for fraud system monitoring, testing of new features, release validation, and performance assessment of new antifraud mechanisms.
• Document and standardize processes related to payment fraud prevention, ensuring operational transparency and consistency.
• Deliver weekly fraud performance summaries and insight reports to key stakeholders, supporting data-driven decision-making.
• Collaborate with team members on ongoing research to identify evolving fraud threats, estimate fraud-related risk costs, and develop mitigation strategies.

Discover your Fit 🪄

• Experience in payment fraud detection and transaction monitoring, preferably within fintech.
• Strong analytical skills with the ability to identify patterns, anomalies, and emerging fraud trends using large data sets.
• Familiarity with card scheme regulations (e.g., Visa, Mastercard) and fraud-related compliance standards.
• Hands-on experience with fraud detection tools and writing or optimizing monitoring rules.
• Proficiency in SQL, Excel, or BI tools for data analysis and reporting.
• Excellent communication skills for presenting insights and collaborating with cross-functional teams.
• High attention to detail and confidentiality, with a proactive and solution-oriented mindset.
• Excellent skills in English and Russian