As Onboarding Manager, you will be part of Multitude Bank’s fast-growing new business, providing account and payment solutions to high-growth fintech and regulated entities, including PSPs across Europe.
You will lead corporate onboarding and customer support for these clients, helping ensure policies are applied consistently while supporting the Bank’s commercial goals.
In broader context, you are part of Multitude Group’s Wholesale Banking Division, and the
broader Operations community of over 150+ people working across Consumer, SME, and
Corporate customers, offering strong peer support & career growth opportunities.
Key Responsibilities
Lead and develop the Onboarding and Customer Support functions, building a high-performing team and scalable operating model (capacity planning, SLAs/KPIs, quality, training and performance management).
Own end-to-end client onboarding execution: allocate workload, manage day-to-day delivery, resolve escalations, and personally deep dive into high-risk and complex cases as needed.
Act as Process Owner for Onboarding and Customer Support, reducing cost and lead times through better process design.
Ensure CRA, EDD and related onboarding risk assessments are completed to internal standards and regulatory expectations, with strong documentation and audit trail.
Support Transaction Monitoring activities by assisting with investigations/escalations as needed, providing operational input on effectiveness and improvements.
Leverage workflow tooling, automation and AI to reduce manual effort, improve speed and quality, and strengthen consistency.
Identify operational friction and policy interpretation gaps impacting onboarding and support; work with FCC and stakeholders to implement pragmatic, risk-sound solutions.
Work closely with Sales, Product and Compliance to align on priorities, share updates and resolve issues quickly to better meet client onboarding and support objectives.
Requirements
5 years in financial services with strong AML/CFT expertise.
Bachelor’s degree or equivalent (EQF Level 6) required
Strong knowledge on regulatory expectations for onboarding, due diligence, and transaction monitoring.
Commercially minded and customer-focused, able to balance growth, risk and control requirements with sound judgement in escalations
Core Competencies
Deep knowledge of AML legislation (e.g., FIAU IPs, EU Directives, PMLFTR)
Process improvement and decision-making capability
Skilled in managing regulatory and stakeholder expectations
Strong communication and analytical skills
The salary range for this role is €60,000–€75,000 gross per year.
We offer:
A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters.
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Skills Required
- 5 years in financial services with strong AML/CFT expertise
- Bachelor's degree or equivalent (EQF Level 6)
- Strong knowledge of regulatory expectations for onboarding, due diligence, and transaction monitoring
- Commercially minded and customer-focused, able to balance growth, risk and control requirements with sound judgement in escalations
- Deep knowledge of AML legislation (e.g., FIAU IPs, EU Directives, PMLFTR)
- Process improvement and decision-making capability
- Skilled in managing regulatory and stakeholder expectations
- Strong communication and analytical skills
What We Do
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E4l'. www.multitude.com
