Medical Only Claims Adjuster

Posted Yesterday
Easy Apply
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Hiring Remotely in United States
Remote
60K-75K Annually
Junior
Fintech • Insurance • Machine Learning • Analytics • Financial Services • Automation
Safety First, Then Pie Insurance
The Role
Manage workers’ compensation medical-only claims from setup through closure, including investigations, compensability decisions, reserves, medical benefits, utilization review, lien resolution, and claim mitigation. Provide guidance to agents and insureds, maintain regulatory compliance, identify claims requiring indemnity conversion, and support improvements to claims processes and customer service. The role is remote within the United States.
Summary Generated by Built In
Pie's mission is to empower small businesses to thrive by making commercial insurance affordable and as easy as pie. We leverage technology to transform how small businesses buy and experience commercial insurance.
 
Like our small business customers, we are a diverse team of builders, dreamers, and entrepreneurs who are driven by core values and operating principles that guide every decision we make.

The Medical Only Claims Adjuster will play a vital role in delivering quality claim file management and an industry-leading customer claims experience. This will be completed by adhering to Pie’s Claims Best Practices and complying with regulatory and statutory requirements. This role will work with internal and external partners to deliver best in class performance, identify and pursue claim mitigation opportunities and deliver favorable claim outcomes for Pie’s customers. 

How You’ll Do It

Claims Technical Management:

  • Independently handle all aspects of the workers’ compensation medical only claims from set-up to closure.
  • Conduct timely 2-point contact investigation, with focus on continued medical management, potential for lost time benefits, and claim closure as facts of the case change.
  • Mitigate claim  exposure while achieving the best outcome.
  • Determine timely and accurate compensability decisions within statutory requirements.
  • Set and adjust timely/accurate reserves within authority limits to ensure reserving activities are consistent with the case facts and company best practices.
  • Timely administration of statutory medical benefits throughout the life of the claim.
  • Use Utilization Review where appropriate and pay medical bills within the allotted timeframes
  • Comply with all applicable statutory guidelines, rules, and regulations.
  • Proactively identify and timely escalate  claims that meet indemnity claim conversion criteria 
  • Consistent and timely resolution of medical treatment to resolve and close claims
  • Maintain a split inventory of Lien resolution claims, negotiating liens to appropriate resolution 

Claims Customer Service:

  • Serve as a point of contact for our partner agents and customers to provide general claim guidance and help set claim process expectations.
  • Assist as necessary in providing claim status to agents and insureds, coverage verification and loss run reports, etc.
  • Provide excellent customer service to internal and external customers and business partners. 
  • Advocate to ensure that Pie has a leading claims customer experience.
  • Work to continuously improve our claims operations and look at opportunities and gaps in claim service, handling SOPs, protocols and processes. 
The Right Stuff
  • High School Diploma or equivalent is required.
  • Bachelor's Degree or equivalent experience with some college coursework is preferred.
  • Minimum 1 year of workers’ compensation claims experience as a Medical Only Adjuster is required.  
  • Minimum 1 year of  experience in California handling required.
  • Additional experience in the following states preferred: Arizona and Utah
  • Proficient communication (written and verbal) skills, to deliver  information effectively.
  • Awareness of your own tasks, and how it impacts the team and deliverables.
  • Experience using G-Suite Tools, and collaboration tools like Slack is preferred.
  • Demonstrated knowledge and experience in claim adjudication and medical management.
  • Developing ability to analyze and take necessary action in multiple focus areas, based on several data points.
  • Ability to use skills to overcome conflict and reach beneficial outcomes.
  • Ability to make claim decisions to mitigate exposure while achieving the best outcome.

The use of AI in Application Review: To support a fair, efficient, and consistent hiring process, we use AI-powered tools to assist in the initial screening of applications. These tools help us identify qualifications and prior work experiences that align with the requirements of the role. We may also use AI assistant video tools during interviews to support note-taking and candidate evaluation. All AI-powered outputs are still subject to human oversight and decision-making at multiple stages of the process. By submitting your application, you acknowledge and consent to Pie utilizing these AI technologies to assist in our evaluation process.

Base Compensation Range
$60,000$75,000 USD
Compensation & Benefits 
  • Competitive cash compensation
  • Comprehensive health plans
  • Generous PTO
  • Future focused 401k match
  • Generous parental and caregiver leave
  • Our core values are more than just a poster on the wall; they’re tangibly reflected in our work 

Making every part of working with us "Easy as Pie" - including our offer process. When we find someone we'd like as a Pie-oneer (a member of our team), we move quickly to put together a fair offer based on your skills, experience, location, and compensation expectations.

Each year Pie reviews company performance and may grant discretionary bonuses to eligible team members.

Location Information 

Unless otherwise specified, this role is remote. Remote team members must live and work in the United States (territories excluded) and have access to reliable, high-speed internet.

Additional Information

Pie Insurance is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, marital status, age, disability, national or ethnic origin, military service status, citizenship, or other protected characteristic.

Pie Insurance participates in the E-Verify program. Please click here, here and here for more information.

Pie Insurance is committed to protecting your personal data. Please review our Privacy Policy.  

Safety First: Pie Insurance is committed to your security during the recruitment process. We will never ask you for credit card information or ask you to purchase any equipment during our interview or onboarding process.

Pie Named to 2025 America's Best Startup Employers

Pie Insurance 2025 State of Workplace Safety Report

 

#LI-REMOTE
#BI-REMOTE

Skills Required

  • High school diploma or equivalent
  • Bachelor’s degree or equivalent experience with some college coursework
  • At least 1 year of workers’ compensation claims experience as a medical-only adjuster
  • At least 1 year of claims-handling experience in California
  • Additional claims experience in Arizona and Utah
  • Proficient written and verbal communication skills
  • Experience with G-Suite and collaboration tools such as Slack
  • Knowledge and experience in claim adjudication and medical management
  • Ability to analyze multiple data points and determine appropriate actions
  • Ability to resolve conflicts and negotiate beneficial outcomes
  • Ability to make claim decisions that mitigate exposure and achieve favorable outcomes

What the Team is Saying

Elizabeth
Derek
Michelle
Jennifer
John
Daniel

Pie Insurance Compensation & Benefits Highlights

  • Healthcare Strength Healthcare coverage is employer-paid for full-time employees from day one across medical, dental, and vision, with HSA/FSA options and company HSA contributions. This breadth meaningfully reduces out-of-pocket exposure and anchors the package as comprehensive.
  • Parental & Family Support Parental leave is fully paid for the first three months, paired with a generous return-to-work plan and separate caregiver leave. These provisions indicate strong support for growing families and caregiving needs.
  • Leave & Time Off Breadth Time off is described as generous and flexible, with additional sick time noted in some summaries. Such breadth gives employees latitude to manage rest and personal obligations.

Pie Insurance Insights

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The Company
350 Employees
Year Founded: 2017

What We Do

Pie is transforming small business insurance. Our team of seasoned technology and insurance experts are on a mission to empower small businesses to thrive by making insurance affordable and as easy as pie.

Why Work With Us

Our team of seasoned technology and insurance experts is on a mission to make insurance less expensive, simpler, and more transparent for small business owners. In the process, we’re creating a workplace where people thrive and ideas become actions.

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Remote Workspace

Employees work remotely.

As a fully remote company, Pie supports our Pie-oneers in working in a U.S. location that’s best for them.

Typical time on-site: None
United States

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