About Us
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What’s in it for YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
The role is responsible to prepare MIS reports and dashboards regularly and effectively implement cost projection models in accordance with the organizational guidelines and objectives.
Role Accountability
- Develop and manage the credit cost forecasting model for MOU
- Generate monthly and quarterly estimates for credit cost
- Refresh the Credit cost model and generate scenarios as per management directions
- Perform data science activities to generate regulatory and investor related reporting and insights
- Generate data in response to audit (RBI, CAG, IA etc) requirements
- Conduct walk-through of BI activities with auditors and address their queries
- Maintain BI codes and lists
- Perform RCSA testing
- Migrate regular analysis and MIS into datalake and BI tool
- Maintain all process documentation practices in compliance with the process guidelines
Measures of Success
- Timely and accurate generation of all MIS & Reports
- Credit Forecasting Model Accuracy within established thresholds
- Closure of MOU in timely fashion and timely circulation of estimates
- No adverse regulatory/audit findings
- Timely and accurate updation of process documentation
- Process Adherence as per MOU
Technical Skills / Experience / Certifications
- Good knowledge of SAS, Python, MS Office, BI tools etc.
- Ability to understand all credit card related data elements
- Ability to work in a distributed data storage environment
Competencies critical to the role
- Teamwork and Collaboration
- Analytical ability
- Problem solving skills
Qualification
Master’s degree in economics, statistics, operations research, mathematics, engineering, business, or related field with a strong quantitative emphasis.
Preferred Industry
BFSI
Skills Required
- Proficiency in SAS
- Proficiency in Python
- Proficiency with MS Office (Excel, PowerPoint)
- Experience with BI tools
- Experience working with Data Lake or distributed data storage environments
- Ability to understand credit card related data elements
- Perform RCSA testing and audit support (RBI, CAG, IA)
- Maintain BI code, lists, and process documentation
- Master's degree in economics, statistics, operations research, mathematics, engineering, business, or related quantitative field
- Analytical ability and problem solving skills
- Teamwork and collaboration
- Experience in BFSI (preferred industry)
What We Do
SBI Card was launched in 1998 with the State Bank of India, India's largest bank, as the majority stakeholder. In March 2020, SBI Card was listed on BSE and NSE. Today, SBI Card is India’s largest pure-play credit card issuer with over 20 million cards in force, as of December 2024. Its wide array of products and services caters to a diverse range of customer segments across India, right from new-to-credit to super premium. The SBI Card brand is based on the value proposition of 'Make Life Simple'. The proposition manifests in SBI Card’s continuous efforts to simplify the lives of its customers, employees and other key stakeholders. Customer-centricity, supported by the values of trust and transparency, is core to SBI Card’s ethos.
