Manager, Product Sales Buy Now Pay Later

Posted 8 Hours Ago
Be an Early Applicant
Berlin, DEU
In-Office
Senior level
Fintech • Payments
The Role
Manages strategic merchant accounts for PayPal’s Buy Now Pay Later product. Develops account strategies, drives retention, upsell, cross-sell, revenue growth, and quota attainment, and negotiates complex commercial agreements. Builds executive relationships, monitors account health, coordinates onboarding and cross-functional delivery, forecasts revenue, and advocates for merchant needs. Uses payments industry, e-commerce, fintech, and competitive insights to identify opportunities, mitigate risks, improve customer satisfaction, and deliver long-term merchant value.
Summary Generated by Built In

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This job is a sophisticated thought partner who uses specialized expertise to identify issues and recommend best practices. Leads functional projects and programs, partners where analysis requires an understanding of business trends, and contributes to business or process improvements within the function.

Job Description:

Essential Responsibilities:

  • Lead functional projects and programs, ensuring alignment with business trends.
  • Identify issues and recommend best practices to improve processes.
  • Partner with various teams to analyze and understand business trends.
  • Contribute to business or process improvements within the function.
  • Develop strategies to enhance product sales and customer satisfaction.

Minimum Qualifications:

  • 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

Responsibilities:

  • Develop and execute account strategies aligned with PayPal’s vision to deliver sustainable, long-term value for merchants and PayPal.
  • Drive revenue retention, upsell, and cross-sell opportunities, consistently achieving sales quotas and exceeding KPIs.
  • Negotiate and manage complex commercial terms, contracts, and agreements to achieve mutually beneficial outcomes.
  • Monitor and enhance account health, proactively identifying and mitigating risks to merchant satisfaction, success
  • Advocate for merchant needs within PayPal, driving innovation and ensuring solutions align with evolving market demands.
  • Oversee ongoing merchant operations, ensuring seamless onboarding, integration, and a positive customer experience.
  • Anticipate future merchant needs through deep insights, fostering executive-level alignment and long-term partnership opportunities.
  • Build and maintain strategic relationships with Merchant, driving alignment with merchant goals and PayPal’s solutions.
  • Coordinate cross-functional teams to deliver results in line with account plans and merchant expectations, ensuring operational excellence.
  • Collaborate with internal teams to manage pipelines, accurately forecast revenue, and report on sales activities and outcomes.
  • Leverage competitive and industry insights to refine account strategies and influence PayPal’s broader business initiatives.
  • Inspire collaboration, adaptability, and continuous learning within the team to deliver exceptional outcomes for merchants and PayPal.

Qualifications:

  • Relevant experience in account management, client success, or sales, ideally within payments, technology, or financial services industries, with a focus on driving merchant growth and retention.
  • Strong knowledge of the payments industry, including competitive landscape, market trends, and merchant needs, to shape and refine strategic account initiatives.
  • A deep understanding of e-commerce, merchant services, and payment solutions, with familiarity in fintech products and digital platforms as a strong advantage.
  • Proven success managing and growing accounts, delivering strategic account plans, and achieving sales quotas through retention, upsell, and cross-sell efforts.
  • Expertise in building and maintaining strategic relationships including with senior executives, acting as a trusted advisor to align merchant goals with organizational solutions.
  • Demonstrated ability to collaborate across cross-functional teams, including product, engineering, and operations, to deliver seamless and innovative customer experiences.
  • Exceptional communication and negotiation skills, with a track record of influencing stakeholders and securing mutually beneficial outcomes in complex deal structures.
  • Analytical and strategic thinker with a proven ability to identify growth opportunities, address complex challenges, and deliver measurable business results.
  • Proficient in using CRM tools (e.g., Salesforce) to manage pipelines, forecast revenue, and report on sales activities with accuracy.
  • Collaborative and adaptable, thriving in a fast-paced, dynamic environment while managing multiple priorities and delivering exceptional outcomes.

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes.  Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately.  To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Skills Required

  • 5+ years of relevant experience and a Bachelor's degree, or an equivalent combination of education and experience
  • Experience in account management, client success, or sales, ideally in payments, technology, or financial services
  • Experience driving merchant growth and retention
  • Strong knowledge of the payments industry, competitive landscape, market trends, and merchant needs
  • Understanding of e-commerce, merchant services, payment solutions, fintech products, and digital platforms
  • Proven success managing and growing accounts, developing strategic account plans, and achieving sales quotas through retention, upsell, and cross-sell
  • Experience building strategic relationships with senior executives and acting as a trusted advisor
  • Ability to collaborate with product, engineering, operations, and other cross-functional teams
  • Exceptional communication and negotiation skills, including experience with complex deal structures
  • Analytical and strategic thinking with the ability to identify growth opportunities and deliver measurable results
  • Proficiency with CRM tools such as Salesforce for pipeline management, revenue forecasting, and sales reporting
  • Ability to manage multiple priorities in a fast-paced, dynamic environment

PayPal Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayPal and has not been reviewed or approved by PayPal.

  • Healthcare Strength Health coverage starts on the date of hire with medical, dental, vision, wellness resources, and health-navigation support. Eligibility includes spouses/domestic partners and dependents up to age 26, indicating broad and robust coverage.
  • Leave & Time Off Breadth Flexible time-off frameworks and a market-leading sabbatical after five years provide substantial time-away options. Paid leaves span bonding/parental, disability, and localized programs, offering broad coverage across situations.
  • Retirement Support A 401(k) with company match and a year-end true-up strengthens long-term savings. Financial-wellbeing tools and related programs further support retirement planning.

PayPal Insights

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The Company
HQ: San Jose, CA
34,450 Employees
Year Founded: 1998

What We Do

HELP US REIMAGINE MONEY. At PayPal, we believe that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent. We are driven by this purpose, and we uphold our cultural values of collaboration, innovation, wellness and inclusion as our guide for making decisions and conducting business every day. It is our duty and privilege to be customer champions and put those we serve at the center of everything we do. We are one team that respects and values diversity of thought for everyone, everywhere, and we actively seek to create an energizing workplace that brings out the best in all of us. If you’re ready to shape the future of money, join the team at PayPal. We're proud to work here. You will be too. PayPal is headquartered in San Jose, California and its international headquarters is located in Singapore.

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