Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo own the end-to-end strategy, performance, and lifecycle of Liabilities and Transactional products at country level. Drive market positioning, growth acceleration, and profitability targets. Makes high-impact decisions on pricing, risk, investments, and partnerships while championing innovation and digital transformation.
QualificationsType of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
8-10 years
Core Competencies
1. Strategic Ownership, Execution & Delivery
Owns the end-to-end Liabilities and Transactional Products strategy, driving portfolio growth, profitability, and market positioning. Ensures initiatives deliver measurable impact and align with ROE and balance sheet objectives.
2. Analytical & Insight-Driven and Data-Driven Decision Making
Leverages advanced analytics, pricing insights, and competitor intelligence to identify opportunities for deposit growth, margin optimization, and transactional revenue enhancement.
3. Leadership, Accountability & Prioritization in Dynamic Environments
Operates with autonomy and authority, taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
4. Ability to Create Compelling Propositions and Customer-Centric Mindset
Designs innovative liability and transactional solutions that resonate with customer needs, embedding personalisation and digital-first experiences to enhance client satisfaction.
5. Commercial Acumen & Financial Stewardship
Deep understanding of deposit economics, pricing strategies, and profitability levers. Applies sound financial judgment to optimise margins, manage cost-to-income ratios, and grow the liabilities book sustainably.
6. Digital & Innovation Leadership
Champions digitisation of transactional banking and liabilities products, driving adoption of self-service channels and automation to improve efficiency and client experience.
7. Regulatory & Risk Governance
Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance, ensuring portfolio health and regulatory adherence.
8. Pricing Strategy & Margin Management
Expert in pricing governance and concession management, ensuring competitive positioning while safeguarding profitability and ROE.
Behavioural Competencies:
- Adopting Practical Approaches
- Examining Information
- Generating Ideas
- Meeting Timescales
- Seizing Opportunities
- Upholding Standards
Top Skills
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
