At Safety National, we don’t just offer jobs – we build careers with purpose! Since 1942, we’ve been an industry leader, valuing integrity, teamwork, and stability while providing competitive rewards, top-tier benefits, career growth opportunities, and flexible work options that promote balance. With tuition reimbursement, wellness perks, and a strong community impact, we invest in your success—both personally and professionally. Ready to grow with us? Apply today!
Follow this link to view all of our available careers and apply: https://www.safetynational.com/careers-page/
This opportunity is in the Claims department
Our Claims Department oversees both high-exposure workers’ compensation and liability claims. As an unbundled carrier, we work actively with third-party administrators (TPAs) and self-administered accounts to assist in guiding claims to a successful resolution. As an excess carrier, the catastrophic claims we handle keep our group challenged, but the uniqueness provides plenty of growth opportunities.
Role Description:
As a Liability Claims Manager, you will take ownership of assigned claims from initial assignment through closure. You will play a critical role in evaluating coverage, determining exposure, and developing resolution strategies for a variety of liability lines, including Automobile Liability, General Liability, Employers Liability, Public Entity, Cyber, Excess, Umbrella, and Construction Liability. You will proactively manage litigation, oversee third-party administrators (TPAs), and work closely with internal business partners to communicate claim exposures and business trends. Your expertise will help drive cost-effective resolutions while maintaining compliance with internal policies and industry best practices.
This position is based in our St. Louis, MO home office and allows for remote work with periodic home office visits.
Qualifications:
Education:
- Bachelor’s Degree from an accredited college or university preferred.
- JD preferred.
Required Qualifications:
- 5 or more years of experience handling complex liability claims, including Automobile Liability, General Liability, Employers Liability, Public Entity, Cyber, Excess, Umbrella, and/or Construction Liability claims.
- Strong knowledge of litigation processes, including mediation, settlement negotiations, and trials.
- Proven ability to analyze coverage issues and draft reservation of rights and coverage letters.
- Excellent written and verbal communication skills, with the ability to interact effectively with internal stakeholders and external partners.
- Must be presently authorized to work in the U.S. without a requirement for work authorization sponsorship by our company for this position now or in the future.
- Qualified candidates residing outside the St. Louis metropolitan area are eligible to work remotely or in one of our regional offices. For candidates who reside in the St. Louis metropolitan area, if hired you will be required to work a hybrid work schedule which includes a minimum of 3 days per week in our St. Louis Corporate Office, located at 1832 Schuetz Rd, Saint Louis, MO. All employees are required to sign a Remote Work Agreement and/or follow our Work From Home policy, which will be provided to all candidates selected to interview.
Preferred Qualifications:
- Experience managing claims across multiple jurisdictions with an insurance carrier or Third-Party Administrator (TPA) preferred.
- Strong organizational and analytical skills with the ability to manage a high-volume workload.
- Proficiency in Microsoft Excel, Word, and Outlook.
- AIC, SCLA, or CLCS designation preferred.
Protect the confidentiality, integrity and availability of information and technology assets against unauthorized disclosure, destruction and/or alteration, in accordance with Safety National policies, standards, and procedures.
Safety National is a leading specialty insurance and reinsurance provider. Our culture is built upon relationships, which allow us to demonstrate our expertise gained through our rich 80-year history. As a wholly-owned subsidiary of Tokio Marine, Inc., we appreciate the benefits and support provided by our affiliation with one of the top 10 insurance companies in the world.
Total Rewards That Put Employees First
In our vision to be First with Co-Workers, compensation that includes base salary, holiday bonus, and incentive awards is only a small portion of the comprehensive total rewards package we offer. Our total rewards approach recognizes and rewards the time, talents, efforts, and results of our valued employees. Highlights of our exceptional benefits include generous health, dental, and vision coverage, health savings accounts, a 401(k)-retirement savings match and an annual profit sharing contribution. We proudly offer family forming benefits for adoption, fertility, and surrogacy, generous paid time off and paid holidays, paid parental and caregiver leave, a hybrid work environment, and company-paid life insurance and disability. To support employees in their career journeys, we provide professional growth and development opportunities in addition to employee recognition and well-being programs. Apply today to learn more.
Safety National is committed to fair, transparent pay and we strive to provide competitive, market-based compensation. In our vision to be First with Co-Workers, compensation is only one piece of the comprehensive total rewards package we offer. The target base salary range for this position is $88,000 to $113,500. Compensation for the successful candidate will consider the candidate’s particular combination of knowledge, skills, competencies, experience and geographic location.
#LI-Hybrid
Equal Opportunity EmployerThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- 7 or more years of experience handling complex commercial liability claims, including high-exposure or litigated claims
- Knowledge of general liability, automobile liability, and commercial casualty insurance coverage
- Experience evaluating liability, damages, coverage issues, and litigation exposure to develop claims strategies
- Understanding of claims investigation, reserving practices, litigation management, and settlement negotiations
- Experience collaborating with third-party administrators, defense counsel, policyholders, and other claims stakeholders
- Ability to independently manage complex claims, prioritize competing demands, and make decisions involving significant financial exposures
- Strong analytical, problem-solving, negotiation, and critical-thinking skills
- Excellent written and verbal communication skills
- Proficiency with claims management systems, Microsoft Office applications, and related reporting tools
- Ability to build effective professional relationships and collaborate across departments
- Authorization to work in the United States without current or future sponsorship
- Hybrid schedule with at least three days per week in the St. Louis corporate office
- Bachelor's degree in Business Administration, Risk Management, Insurance, Finance, or a related field
- Experience managing excess liability, large deductible, or complex commercial casualty claims
- Experience handling catastrophic losses, severe bodily injury claims, complex coverage disputes, or high-value litigation
- Knowledge of multijurisdictional claims handling requirements, insurance regulations, and litigation practices
- Experience overseeing third-party administrators and evaluating claims handling performance
- Experience with claim audits, large-loss reviews, and claims management best practices
- Professional insurance designation such as AIC, CPCU, or SCLA
- Experience collaborating with underwriting, actuarial, and legal teams to assess claim trends and financial exposures
- Experience mentoring claims professionals or providing technical claims guidance
What We Do
Safety National is a leading specialty insurance and reinsurance provider. Serving thousands of customers nationwide for over 75 years, the Company offers specialized expertise, flexible program and placement design, and unique claims proficiency. Safety National is a member of the Tokio Marine Group and is rated A++ (Superior), FSC XV by A.M. Best. • Top Workplaces, St. Louis Post-Dispatch, 2018, 2020 • Best Places to Work in Insurance, Business Insurance Magazine, 2009, 2011, 2013, 2015, 2017, 2019, 2021









