Key Responsibilities:
- Deliver lending volumes and product mix to meet personal targets and support the Bank’s financial plan, including cross-selling products (lending, savings, etc.).
- Build awareness of the Recognise brand through targeted networking with brokers and professional communities, attending events, and managing allocated broker relationships.
- Review and analyze new business enquiries, producing credit papers and collaborating with the “Deal Team” to ensure timely sanctioning and completion of transactions.
- Ensure lending proposals meet credit risk appetite, lending policies, and minimum return requirements.
- Maintain high data quality standards to support business and regulatory reporting needs.
- Provide outstanding service to clients, evidenced by positive feedback and survey results.
- Communicate transparently with internal stakeholders (e.g., Loan Management, Credit Underwriting) and external parties where necessary.
- Lead or support commercial lending-related projects within the Business Development Team and across the business.
- Adhere to regulatory requirements (e.g., Consumer Duty, SMCR) and complete all mandatory training on time.
- Comply with corporate policies, risk management, compliance, and financial crime obligations relevant to your role
Required Qualifications
- 2+ years of lending experience, with expertise in commercial property sectors and lending markets.
- Strong market knowledge across a broad range of commercial property secured lending sectors.
- Proven track record in business development, relationship management, and identifying new opportunities through networking.
- Advanced skills in business case writing and credit analysis.
- Exceptional service delivery with a focus on client satisfaction.
- Ability to assess diverse lending proposals (e.g., bridging finance, medium-term lending) and present clear risk analyses and recommendations.
- Excellent interpersonal skills, including networking, negotiation, presentation, and influencing at all levels.
- Self-motivated, highly organized, and able to manage workload independently.
- Collaborative, performance-driven, and committed to continuous improvement.
Skills Required
- 2+ years of lending experience in commercial property sectors
- Strong market knowledge across commercial property secured lending sectors
- Proven track record in business development and relationship management
- Advanced skills in business case writing and credit analysis
- Exceptional service delivery and client satisfaction focus
- Ability to assess diverse lending proposals and present risk analyses
- Excellent interpersonal skills in networking and negotiation
- Self-motivated and highly organized
- Collaborative, performance-driven, and committed to continuous improvement
What We Do
Recognise Bank was founded in 2017 by experienced business owners who recognised the disconnect between traditional business banking and the needs of modern SMEs. We were frustrated with the lack of understanding, certainty and flexibility offered within the industry. In short, we believed that we could build a better bank. And so, we did. We received our banking licence in 2021 and quickly grew our community of loyal business and personal customers, with the help of our dedicated, diverse, and expert team. Recognising our customers is at the heart of what we do. Today, our hard work and customer centricity is demonstrated by our excellent rating on Trustpilot. We offer a range of award-winning, secure FSCS protected savings accounts with competitive interest rates for individuals and businesses alike. Recognise Bank is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulatory Authority (PRA). Our eligible saving products are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 for individuals and businesses and £170,000 for joint accounts. We also offer a range of specialist lending products, and we aim to be as flexible as possible with all of our offerings and services, no matter what your business needs. It’s why our customers, brokers and partners love working with us. 🌟 Rated ‘Excellent’ on Trustpilot 🌟 Rated 4.88/5 on Smart Money People 🌟 Rated 4.6/5 on Google 🏆‘Commended’ for the Best Business Variable Rate Deposit Account Provider at the 2024 Business Moneyfacts Awards 🥇Winner of the Best Monthly Interest Savings Provider at the 2024 Moneynet Personal Finance Awards
