Join one of the world's most innovative financial technology teams and make a direct impact on how money moves globally. As part of JPMorganChase's Payments technology organization, you will work at the intersection of engineering excellence and real-world financial impact — building systems that matter to millions of customers every day. We offer a collaborative, inclusive environment where your ideas are valued, your growth is actively supported, and your contributions shape the future of payments technology. This is your opportunity to work with cutting-edge cloud-native technologies alongside some of the brightest engineers in the industry, with access to the resources and scale that only a firm like JPMorganChase can offer.
As a Lead Software Engineer at JPMorganChase within the Payments technology team, you will design and deliver high-performance, low-latency solutions for a fully cloud-based payments platform. You will play a central role in driving engineering quality, mentoring peers, and contributing to the stability and scalability of systems that serve customers worldwide. Working in an agile environment, you will collaborate across technical disciplines to deliver trusted, resilient products that directly support the firm's strategic objectives and growth.
Job responsibilities
- Design and deliver secure, high-quality production code across a cloud-native payments platform, ensuring performance, reliability, and scalability at every stage of development
- Review and debug code written by peers, providing constructive technical feedback that raises the quality bar across the team
- Drive team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team
- Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
- Lead architectural design reviews and technical evaluations with internal stakeholders to ensure alignment with engineering standards and long-term platform goals
- Champion communities of practice across software engineering to advance adoption of emerging and leading-edge technologies
- Collaborate across teams to identify opportunities for engineering improvement, driving innovation and operational stability across the payments platform
- Foster a team culture grounded in diversity, inclusion, and continuous learning
Required qualifications, capabilities, and skills
- Formal training or certification on software engineering concepts and advanced applied experience
- Practical experience delivering end-to-end system design, application development, testing, and operational stability in production environments
- Advanced proficiency in at least one object-oriented programming language, with strong command of Java
- Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
- Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
- Proficiency in automation and continuous delivery methods
- Proficient across all aspects of the Software Development Life Cycle
- Advanced understanding of agile methodologies, including continuous integration and delivery, application resiliency, and security practices
- Demonstrated knowledge of cloud-native development and practical experience building or operating cloud-based systems
Preferred qualifications, capabilities, and skills
- Experience with Java, Kafka, and SQL in the context of high-throughput, distributed systems
- Hands-on experience with AI-assisted coding tools and a working understanding of core artificial intelligence or machine learning concepts
- Demonstrated ability to take end-to-end ownership of complex technical deliverables, driving solutions from design through production
- Familiarity with financial services technology environments and large-scale IT systems
- Experience contributing to or leading engineering communities of practice or technical guilds
Skills Required
- Formal training or certification on software engineering concepts and advanced applied experience
- Practical experience delivering end-to-end system design, application development, testing, and operational stability in production environments
- Advanced proficiency in at least one object-oriented programming language, with strong command of Java
- Hands-on experience using enterprise-authorized AI-assisted software development tools and ability to validate AI-generated outputs
- Understanding of responsible AI use, data sensitivity, secure handling of inputs/outputs, and guiding peers on safe usage
- Proficiency in automation and continuous delivery methods
- Proficient across all aspects of the Software Development Life Cycle
- Advanced understanding of agile methodologies, including continuous integration and delivery, application resiliency, and security practices
- Demonstrated knowledge of cloud-native development and practical experience building or operating cloud-based systems
- Experience with Java, Kafka, and SQL in high-throughput, distributed systems
- Hands-on experience with AI-assisted coding tools and working understanding of core AI/ML concepts
- Demonstrated ability to take end-to-end ownership of complex technical deliverables
- Familiarity with financial services technology environments and large-scale IT systems
- Experience contributing to or leading engineering communities of practice or technical guilds
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
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Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
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Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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