Lead Compliance Officer

Posted 17 Days Ago
Be an Early Applicant
Hiring Remotely in Estonia
Remote or Hybrid
Mid level
Blockchain • Fintech • Payments • Cryptocurrency
The Role
Lead independent compliance for Estonian regulation, MiCA and Payment Institution frameworks. Monitor regulatory changes, maintain compliance policies, run risk-based monitoring and testing, manage registers, liaise with the Estonian FSA, support licensing and product reviews, track remediation, and deliver training to promote a strong compliance culture.
Summary Generated by Built In

CryptoProcessing by Coinspaid is a stablecoins payment provider helping businesses accept digital assets and convert it to fiat. With over 11 years of industry experience, CryptoProcessing connects businesses to crypto users and makes transactions as simple as pressing a button.
Today, our team includes 110+ professionals working remotely across multiple countries. We combine the pace of fintech with a long-term approach to building products, teams, and careers. As a remote-first company, we give people flexibility in how they work while maintaining strong collaboration and shared ownership across teams.

Responsibilities:

    • Ensure independent oversight of compliance with Estonian regulations, MiCA requirements, and the Payment Institution (PI) framework.

    • Monitor regulatory developments and assess their impact on the business, providing clear guidance to stakeholders.

    • Maintain and periodically review compliance policies and procedures, ensuring alignment with regulatory expectations.

    • Execute a risk-based Compliance Monitoring Programme, including control testing and thematic reviews.

    • Identify compliance gaps, issue recommendations, and track remediation actions.

    • Maintain key compliance registers and documentation for internal and regulatory purposes.

    • Act as a point of contact with the Estonian FSA (Finantsinspektsioon) and support regulatory submissions, inspections, and requests.

    • Provide independent compliance advice to business teams, including review of new products and services (MiCA / PI scope).

    • Support licensing and regulatory authorisation processes.

    • Deliver compliance training and promote a strong compliance culture across the organisation.

Requirements:

    Education & Professional Experience
    • Bachelor’s or Master’s degree in Law, Finance, Economics, or a related field.

    • Minimum 3–5 years of relevant compliance second line of defence experience within the Estonian financial services sector

    • Strong knowledge of MiCA, Estonian AML/CFT framework, and Payment Institution/EMI regulations.

    • Certifications
      • Relevant professional certification(s) are strongly preferred (e.g., CAMS, ICA, ACAMS, or equivalent).

      • Languages
        • Fluency in Estonian (mandatory).

        • Fluency in English (mandatory).

     

Why join CryptoProcessing by Coinspaid

You’ll be joining a company that is actively shaping its space – with enough scale to matter and enough room to make an impact.

At Coinspaid, people are expected to think, contribute, and take ownership – and are supported in doing so.

We focus on flexibility, wellbeing, and long-term growth – without overcomplicating how benefits work.

Flexible Benefits

Benefit Bar – up to €230/month
A flexible monthly budget you can use for what matters most to you – from sports and mental health to coworking, home office, or medical-related expenses.

Work & Flexibility

  • Fully remote work from almost anywhere

  • Optional offices and relocation support

  • Flexible, async-friendly environment

Growth & Learning

  • Budget for courses, certifications, and professional development

  • Language learning support

  • Cross-team learning and knowledge sharing

Wellbeing & Support

  • Medical insurance or reimbursement depending on location

  • Access to mental health support

  • Financial support for important life events

Extras

  • Merch shop with rewards system

  • Team offsites and company events

Sounds good? Well then, we can’t wait to see your resume!
To learn more please visit: https://coinspaid.com/about-us/ & https://coinspaid.com/careers/

Skills Required

  • Bachelor's or Master's degree in Law, Finance, Economics, or related field
  • Minimum 3-5 years compliance second line of defence experience within the Estonian financial services sector
  • Strong knowledge of MiCA, Estonian AML/CFT framework, and Payment Institution/EMI regulations
  • Relevant professional certification(s) (e.g., CAMS, ICA, ACAMS or equivalent)
  • Fluency in Estonian
  • Fluency in English
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The Company
HQ: Tallinn
221 Employees
Year Founded: 2014

What We Do

CoinsPaid is a fintech company building blockchain payment infrastructure and a crypto-financial ecosystem. They offer payment processing solutions, business wallets, and exchanges, connecting digital assets with real-world financial operations.

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