The Lead Associate will oversee the full product lifecycle across active and emerging markets and play a critical role in advancing Protective's Employee Benefits growth, with a strong focus on building out and scaling our Disability and Life offerings alongside our PFML portfolio.
Key Responsibilities
• Lead the end-to-end product lifecycle for Group Life and AD&D, Disability (STD/LTD), and Statutory PFML products, including market entry and expansion, product enhancements, renewals, and ongoing optimization.
• Drive the development, launch, and scaling of Group Life and AD&D products, including product design, competitive positioning, and go-to-market strategy.
• Ensure timely and accurate implementation of new state programs and legislative changes, translating regulatory requirements into actionable product, operational, and system strategies.
• Work with compliance and filing teams to develop and execute product filings and filing strategy, in partnership with Legal.
• Drive product design, standardization, scalability, and governance across the Employee Benefits portfolio, ensuring consistency while maintaining flexibility to meet regulatory and market requirements.
• Monitor product performance using financial, operational, and market intelligence metrics, including profitability, growth, and competitive positioning, and recommend enhancements to improve outcomes.
• Collaborate with Marketing and Sales to inform product positioning, value proposition, group benefits best practices go-to-market strategy, and market expansion efforts.
• Partner with Actuarial and Underwriting to support pricing strategy, rate development, forecasting, and loss ratio performance.
• Lead cross-functional alignment and governance across Legal, Claims, Operations, Underwriting, Actuarial, Finance, and Technology, throughout the product development process.
• Serve as the central product authority and subject matter expert for Group Benefits products driving alignment on strategy, regulatory interpretation, and execution, and supporting internal training and business enablement.
• Leverage data, analytics, and AI tools to support product research, development, and performance insights.
• Oversee operational readiness for product launches and enhancements, including systems, processes, and cross-functional training.
• Mentor and guide junior members of the team
• Represent Product, in partnership with Legal and Compliance, in engagement with industry groups and trade associations.
• Support and lead broader product strategy initiatives as assigned by EB management.
Required Skills and Abilities
• Proven leadership skills and the ability to succeed in a highly matrixed, cross-functional environment, building alignment among diverse stakeholders and delivering results.
• Demonstrated ability to lead complex strategic initiatives from concept through implementation, driving progress and accountability without direct authority.
• Strategic mindset; consistently contributes thoughtful continuous improvement perspectives and new ideas.
• Deep analytical, problem-solving, and data interpretation skills.
• Strong project management skills, with advanced knowledge of agile methodologies and project management / collaboration tools.
• Ability to work autonomously and collaboratively to develop solutions and achieve objectives under limited oversight.
• Executive-level communication and presentation skills.
• Excellent written and verbal communication skills.
• Ability to travel as needed (~10–15%).
Education and Experience
• 15+ years of experience in product management within the insurance or employee benefits industry, with expertise across Group Benefits products including Group Life and AD&D, Disability (STD/LTD), and Statutory PFML, and multi-state regulatory environments.
• Bachelor's degree in Business Administration or related field (MS / MBA preferred).
• In-depth knowledge of Group insurance products and best practices.
• Experience with product filings, legislative interpretation, and regulatory compliance.
• Expertise in effectively engaging external partners, including consultants, research firms, and third-party service providers, to advance product initiatives and deliver business outcomes.
• Demonstrated experience launching products on new administrative or digital platforms, including requirements definition, testing, and go-live support.
Skills Required
- 15+ years of product management experience in insurance or employee benefits, including Group Life, AD&D, Disability (STD/LTD), and Statutory PFML
- Bachelor's degree in Business Administration or related field
- MS / MBA
- Proven leadership in a highly matrixed, cross-functional environment
- Demonstrated ability to lead complex strategic initiatives from concept through implementation
- Deep analytical, problem-solving, and data interpretation skills
- Strong project management skills with advanced knowledge of agile methodologies and project management/collaboration tools
- In-depth knowledge of Group insurance products and best practices
- Experience with product filings, legislative interpretation, and regulatory compliance across multi-state environments
- Experience partnering with Actuarial, Underwriting, Finance, Legal, Claims, Operations, and Technology on pricing and product strategy
- Experience launching products on new administrative or digital platforms, including requirements definition, testing, and go-live support
- Experience engaging external partners such as consultants, research firms, and third-party service providers
- Executive-level communication and presentation skills, including representing product with industry groups and trade associations
- Ability to travel as needed (~10-15%)
- Ability to mentor and guide junior team members
Protective Life Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Protective Life and has not been reviewed or approved by Protective Life.
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Retirement Support — A pension plan alongside a 401(k) with employer match is repeatedly highlighted and considered a standout feature. Feedback suggests these offerings provide strong long‑term financial security.
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Healthcare Strength — Medical, dental, vision, and prescription coverage are complemented by HSA/FSA options with company contributions and wellness incentives. Feedback suggests the breadth of health benefits is comprehensive.
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Leave & Time Off Breadth — Paid time off and holidays are frequently cited as positives, with parental leave and adoption assistance available. Feedback suggests time‑off policies support work‑life balance.
Protective Life Insights
What We Do
Protective Life Corporation (Protective) provides financial services through the production, distribution and administration of insurance and investment products throughout the United States. Protective traces its roots to its flagship company founded in 1907, Protective Life Insurance Company. Throughout its more than 110-year history, Protective’s growth and success can be largely attributed to its ongoing commitment to serving people and doing the right thing — for its employees, distributors and, most importantly, its customers. Protective’s home office is located in Birmingham, Alabama, and its 3,000+ employees work across the United States. As of June 30, 2020, Protective had assets of approximately $123 billion. Protective Life Corporation is a wholly owned subsidiary of Dai-ichi Life Holdings,







