KYC Analyst - Romania

Job description

What if you could play a crucial role in safeguarding iBanFirst? Imagine being able to verify and validate the identities of our clients, ensuring compliance with regulatory requirements and preventing financial crimes such as money laundering and fraud. As an international payment provider, we face significant risks, and our team of KYC Analysts is meticulous, detail-oriented, and committed to maintaining the highest standards of integrity. As part of this team, you will be the first line of defense in verifying customer information and ensuring compliance with Know Your Customer (KYC) regulations.

🎯 What you will do

You will be responsible for meticulously verifying and validating the identities of our clients to ensure compliance with regulatory requirements and prevent financial crimes such as money laundering and fraud. You will conduct thorough due diligence on new and existing clients, analyzing their information and documentation to identify any discrepancies or red flags. This involves understanding and applying the specific laws and regulations of each client's country of origin, as well as utilizing data from internal systems.

You will perform detailed client research, collecting and linking information effectively to build a comprehensive profile of each client. Based on your findings, you will determine whether to escalate the case to compliance for further investigation.

You will also proactively seek out opportunities for efficiency improvements within your role and beyond, contributing to the continuous enhancement of our processes. By stepping out of your comfort zone and collaborating with us, you will help iBanFirst maintain a secure financial environment and protect it from integrity risks. As such, the main assignments are:

• Accurately identify and verify the identity of clients by gathering and analyzing documents.
• Ensure all information is accurate and up to date to maintain compliance and prevent fraudulent activities.
• Assess the risk levels associated with each customer by evaluating their financial history, transaction patterns, and other relevant factors.
• Conduct quality checks of KYC files.
• Determine the appropriate level of scrutiny and monitoring required for each client.
• Ensure compliance with internal policies, regulatory requirements, and industry best practices.
• Identify areas for improvement in KYC procedures and implement changes to enhance efficiency and effectiveness.
• Collaborate with internal teams, such as Compliance and Sales, to process KYC.
• Conduct periodic reviews of client accounts and update records as necessary.

🔎 What do you bring?

• You want to contribute to the development of a Fintech product for an industry leader
• You have great autonomy and are rigorous in your daily work
• You are enthusiastic and enjoy working with a small, collaborative, and innovative team
• You are well-organized, detail-oriented, and autonomous
• Bachelor's degree in Banking, Finance and/or Legal
• Fluent in Romanian and English, and any additional language is a plus (Dutch, German, Italian, Spanish)
• A first experience in the banking sector is a plus

🏆 What do we offer?

• Various missions and projects in an innovative and rising start-up in a thriving industry (fintech)
• A key role and a unique opportunity to shape the future of iBanFirst
• A great, professional and international team with a flat hierarchy
• A nice work environment
• Regular offsite and internal events

Our recruitment process:

• Call with the Talent Acquisition (30')
• Interview with Sabin (Senior KYC Analyst)
• Interview with Sylvain (Team Lead KYC) and Yoann (Due Diligence Manager)

Start Date: December 2024.

💡 Who are we?

Founded in 2016, iBanFirst has quickly established itself as the leading alternative for businesses that trade and carry out international payments. iBanFirst offers a next-generation cross-border payment experience that combines a powerful platform and the support of FX experts. With iBanFirst, executives and finance teams can get direct access to currency markets, receive, send and track payments and develop tailored hedging strategies.

With more than 350 employees in 10 European countries, processing a volume of transactions worth more than €1.4 billion each month, and listed by the Financial Times as one of Europe's fastest growing companies, iBanFirst became in less than 10 years a trusted partner for SMEs across borders.

iBanFirst has the financial backing of the French public investment bank (bpiFrance), European venture capital leaders (Elaia, Xavier Niel), and the American investment fund Marlin Equity Partners (more than 8 billion dollars of capital under management).

Regulated by the National Bank of Belgium as a payment institution, iBanFirst is authorized to operate throughout the European Union. Member of the SWIFT network and SEPA certified, iBanFirst holds AISP and PISP accreditations under PSD2.

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