Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money.
We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.
We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.
Job DescriptionAn exciting opportunity to work as an Internal auditor at Experian responsible for planning, executing, and leading internal audits across business / IT processes and regulatory compliance areas. This role ensures adherence to internal controls, risk management frameworks, and compliance with applicable laws and global standards. The position requires the ability to provide actionable insights to senior management. The incumbents responsibilities shall also include performing audits that provide an independent and objective evaluation of risk within the business and leading the audit function that include duties like maintaining an overview of the business related strategies and risk metrics to identify areas for investigations, leading audits of strategy management processes, and supporting colleagues engaged in reviews of strategically important initiatives, business areas, products or client types.
What you will do
- Assist in developing risk-based audit plans and programs aligned with organizational objectives. Support and lead end-to-end audits, including scoping, fieldwork, and reporting.
- Ensure completion of assigned audits and documentation of work papers on time.
- Track status of issues reported and assist in keeping relevant processes bench marked to Best Practices. Assist in keeping Audit Procedure Manual and checklists current and updated. Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.
- Provide improvement/ suggestions to existing process / systems to line management
- Assist in preparing clear, concise audit reports with actionable recommendations. Present findings to senior management and track remediation progress.
- Executing assigned Internal Audit tasks, risk assessment, control testing, process review with and to implement audit observation
- Planning Audit, preparing Audit Program and Audit checklist and finalizing in consultation of the Audit Partners.
- Having in-depth understanding of the processes, analyzing prevailing practice in the industry, determining gaps, highlighting risks.
- Assist in the Special Assignments as per Management direction & Investigations.
- Independently conduct Audits and responsible to participate in audits of various Businesses with particular emphasis on Product / Operations audits
What you'll need to bring to the party
- 2+ Years of related experience in Internal Audit role
- CA/CIA/ACCA/CISA or equivalent professional qualification.
- Experience required in review of auditing of credit analysis, credit review, credit risk management, underwriting, and/or lending in a variety of industry types.
- Experience required with risk assessing credit portfolios and implementing or recommending process improvements to mitigate risk.
- Knowledge/understanding of banking products and practices, operations, regulatory, industry, banking competition, and potential risk areas is preferred.
- Strong commercial credit structure knowledge.
- Interpret quantitative and qualitative data, formulate sound conclusions, and make consultative recommendations.
- Basic understanding of IT/IS risks and controls.
- Basic knowledge of audit standards and practices
- Good understanding of internal controls and risk concepts
Additional information
- Great compensation package and discretionary bonus plan
- Core benefits include pension, health Insurance and term life Insurance, Sharesave scheme and more!
- 25 days annual leave with 13 bank holidays and 3 volunteering days. You can also purchase additional annual leave.
- You will report to Head of Internal Audit
- Role Location: Mumbai
- Experian is an equal opportunities employer
Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why.
Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.
#LI-Onsite
Experian Careers - Creating a better tomorrow together
Find out what its like to work for Experian by clicking here
Skills Required
- 2+ years related experience in Internal Audit
- CA/CIA/ACCA/CISA or equivalent professional qualification
- Experience auditing credit analysis, credit review, credit risk management, underwriting, and/or lending
- Experience assessing credit portfolios and recommending process improvements to mitigate risk
- Strong commercial credit structure knowledge
- Interpret quantitative and qualitative data and make consultative recommendations
- Basic understanding of IT/IS risks and controls
- Basic knowledge of audit standards and practices
- Good understanding of internal controls and risk concepts
- Knowledge of banking products, operations, regulatory environment and potential risk areas
Experian Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Experian and has not been reviewed or approved by Experian.
-
Healthcare Strength — Medical and dental coverage is described as strong, with expanded mental health resources and telemedicine options. Coverage includes inclusive services such as gender transition and fertility support.
-
Leave & Time Off Breadth — Time-off offerings are generous, including substantial PTO/vacation, paid holidays, and paid volunteer days with options to purchase additional leave. Parental leave is available for birth and non-birth parents alongside flexible working arrangements that support work-life balance.
-
Retirement Support — Retirement programs include a 401(k) with company matching and contributory pension schemes in some regions. These elements complement base pay and bonuses to form a competitive total rewards package.
Experian Insights
What We Do
Experian unlocks the power of data to create opportunities for consumers, businesses and society. During life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage data with confidence so they can maximize every opportunity. We gather, analyse and process data in ways others can’t. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we’ve helped consumers and clients prosper, and economies and communities flourish – and we’re not done. Our 20,600 people in 43 countries believe the possibilities for you, and our world, are growing. We’re investing in new technologies, talented people and innovation so we can help create a better tomorrow. About Experian: Bringing data to life requires creativity, passion, flexibility and expertise. We want you to share in our success. That's why we offer rewards that recognise great performance. Working in a culture of collaboration, achievement and respect we will give you the support and encouragement you need to develop your skills and talents and progress your career. Everyday our people bring enthusiasm, innovation and inspiration to work and if this sounds like you connect with us at Experian.
