This role provides an opportunity to enhance your analytical skills on highly structured transactions across a range of industries and countries in a fast-paced environment.
As a Credit Risk Associate in the Infrastructure & Green Economy Credit Risk team, you will support the structuring of new transactions and management of a portfolio of existing loans and related credit exposures to greenfield and brownfield projects across multiple sectors, including energy, power, renewables, energy transition, infrastructure, and transportation assets. You will work closely with senior team members and engage with Investment Banking, Corporate Banking, Infrastructure Financing & Advisory, Markets, and other partners across the firm.
Job Responsibilities
- Interface closely with business teams to develop due diligence questions by reviewing contracts, forecasts, budgets, financial statements, construction reports, and operating reports.
- Use strong analytical and problem-solving skills to understand and identify risks and recommend loan and derivative structures that sufficiently protect the firm's interests in structured transactions.
- Build and maintain financial models to incorporate the impact of forward-looking risk assessments on key drivers.
- Support the execution of transactions by reviewing and structuring finance and commercial contracts and making recommendations regarding appropriate capital structures, exposure levels, and risk ratings.
- Apply corporate finance and accounting expertise to prepare credit memorandums and support credit approval and booking processes.
- Perform portfolio management activities, including analyzing amendment and waiver requests, conducting periodic credit reviews, performing ongoing counterparty and industry credit analysis, monitoring trading limits and credit ratings, and negotiating documentation revisions.
Stay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks, and opportunities.
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in Accounting, Finance, Economics, Engineering, or a related field.
- Experience in financial services or consulting.
- Strong financial modeling skills and familiarity with financial statements, including the ability to analyze capital structure, profitability, project build costs, and cash flow.
- Understanding of credit risk management, commercial requirements, and front-office processes.
- Ability to work independently and effectively within a team environment.
- Strong attention to detail, organizational skills, and time management skills.
- Commercial acumen with the ability to balance risks and opportunities.
- Strong communication and interpersonal skills, with the ability to communicate complex information in a clear and organized manner.
Advanced proficiency in Excel, PowerPoint, and Word.
Preferred Qualifications, Capabilities, and Skills
- Experience in infrastructure and project finance.
- Experience working on structured financing transactions.
Skills Required
- Bachelor's degree in Accounting, Finance, Economics, Engineering, or related field
- Experience in financial services or consulting
- Strong financial modeling skills and familiarity with financial statements
- Understanding of credit risk management, commercial requirements, and front-office processes
- Ability to work independently and effectively within a team environment
- Strong attention to detail, organizational skills, and time management
- Commercial acumen with the ability to balance risks and opportunities
- Strong communication and interpersonal skills, able to communicate complex information clearly
- Advanced proficiency in Excel, PowerPoint, and Word
- Experience in infrastructure and project finance
- Experience working on structured financing transactions
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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