Optasia is a fully-integrated B2B2X financial technology platform covering scoring, financial decisioning, disbursement & collection. We provide a versatile AI Platform powering financial inclusion, delivering responsible financing decision-making and driving a superior business model & strong customer experience with presence in 30 Countries anchored by 7 Regional Offices.
We are seeking for enthusiastic professionals, with energy, who are results driven and have can-do attitude, who want to be part of a team of likeminded individuals who are delivering solutions in an innovative and exciting environment.
What you will do
- Lead the formulation of the financial services strategy in line with the overarching business goals Identifying and researching opportunities including financial partners that come up in new and existing territories.
- Define the standards and set targets for performance across various activities and identify the parameters for measurement of performance through financial modeling to predict business outcomes and reporting across the various territories.
- Continually support the business team and assesses impact of the company's domestic risk strategy and modelling, explaining how the product yield, customer retention and growth could be maximized.
- Responsible commercial negotiations and deal structuring with financial institutions matching the loan pool asset with the appropriate blend of equity, short and long-term debt funding based on agreed targets.
- Creating positive, long-lasting relationships with current and potential financial partners
- Develop strict rationing, techniques to maximize the portfolio return, limiting redundancy and managing liquidity, to optimizing growth opportunities, while limiting inefficiency
- Support long term business planning and strategic objectives of new product rollouts and new businesses in territories.
- Provide an effective interface between the commercial, business, product, risk and executive teams in analyzing and interpreting product development over time.
- Evaluate potential target acquisitions in achieving the groups Growth Strategies and work with the group and subsequent integration..
What you will bring
- Educational Background: Bachelor’s or Master’s degree in Finance, Business Administration, Economics, or a related field; MBA or CFA is a strong plus.
- Extensive Experience: 8–10+ years in financial services strategy, commercial negotiations, and cross-market business growth within complex or multinational environments.
- Analytical & Strategic Thinking: Deep expertise in financial modeling, risk assessment, deal structuring, and performance forecasting.
- Leadership & Team Management: Proven ability to build, lead, and develop high-performing teams, with experience in setting KPIs and managing performance.
- Global & Commercial Acumen: Experience working across geographies, evaluating acquisitions, and forming strategic partnerships to support business expansion.
- Fluency in French is required.
Why you should apply
What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
👩🏽⚕️ Comprehensive private healthcare insurance
📲 💻 All the tech gear you need to work smart
Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground
🎓 A solid career path within our working family is ready for you
📚 Continuous training and access to online training platforms
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What We Do
We deliver Optasia, the AI Platform enabling financial access for the next billion customers. We are changing the world our way. Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them with accurate credit scoring for responsible financing decision-making. We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ease, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis. Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets. Operating since 2012 as Channel VAS and expanded in more than 35 countries in Africa, Middle East, Asia and LATAM with focus in emerging markets, Optasia Enabling credit decisions for an average of 116 million customers a month and had more than 980 million addressable subscribers in 2023, continuing to expand to new markets globally. Optasia has been chosen as an investment opportunity by top firms such as Abu Dhabi's Waha Capital in 2017, and Ethos, a leading South African investment company in late 2018. The company also obtained ISO 27001 Certification in late 2021. Founded as Channel VAS in 2012, we became Optasia in 2022, incorporating a brand identity that more broadly reflects our capabilities.
