Afficiency is a rapidly growing Insurtech startup whose mission is to provide life insurance to everyone on the platforms they already trust. Located in NYC, we design life insurance products that can be purchased entirely digitally and can be easily embedded into distribution platforms or with agents who sell insurance. The company is experiencing rapid growth and is well-funded. We are looking for new team members to join us on our journey to shake up the life insurance industry. We need individuals who bring passion, curiosity, and a desire for excellence.
Job DescriptionWe are seeking a highly skilled AI Prompt Engineer / AI Application Engineer to design, develop, and deploy AI-driven digital solutions for Life Insurance business applications. The ideal candidate will possess strong full-stack development expertise along with hands-on experience in AI technologies, agentic workflows, prompt engineering, and Large Language Model (LLM) integrations.
This role will focus on building real-time AI-powered applications that enhance customer experience, underwriting, servicing, claims processing, agent productivity, knowledge management, and operational efficiency.
The successful candidate will work closely with business stakeholders, solution architects, data engineers, and digital product teams to deliver enterprise-grade AI solutions.
This role is for someone who is based in the NYC Metro Area, passionate about building real-world GenAI applications and bringing them into production, while continuously improving performance, reliability, and user outcomes.
QualificationsResponsibilities
AI & Prompt Engineering
Design, develop, and optimize prompts for Large Language Models (LLMs) including OpenAI Codex, GPT, Claude, Gemini, and other enterprise AI platforms.
Build AI-powered workflows, copilots, virtual assistants, and intelligent agents for insurance business processes.
Develop Retrieval-Augmented Generation (RAG) solutions using enterprise knowledge repositories and policy documentation.
Implement prompt testing, evaluation, and optimization frameworks to improve accuracy, consistency, and reliability.
Design agent-based solutions using tools, skills, plugins, function calling, workflows, and orchestration frameworks.
Create reusable prompt libraries and AI solution accelerators.
Monitor AI performance metrics and continuously improve model outcomes.
Application Development
Design and develop modern web applications using React.js and related frontend technologies.
Build RESTful APIs and microservices using Python Flask.
Integrate AI services into enterprise digital applications.
Develop real-time applications supporting customer service, underwriting, policy servicing, and claims workflows.
Implement authentication, security, and scalability best practices.
Data & Integration
Connect AI applications to enterprise systems through APIs and service layers.
Work with structured and unstructured data sources supporting AI use cases.
Architecture & Delivery
Participate in AI solution architecture and technology selection.
Conduct proof-of-concepts and rapid prototypes.
Collaborate with cloud, data, and application teams.
Follow DevOps, CI/CD, and Agile development practices.
Maintain documentation, technical specifications, and AI governance controls.
Education
Bachelor's Degree in Computer Science, Information Technology, Engineering, Data Science, or related discipline.
Experience
Minimum 4+ years of software engineering experience.
Minimum 2+ years developing AI-powered applications or Generative AI solutions.
Experience in Life Insurance, Financial Services, or regulated industries is highly preferred.
Technical Skills / Exposure
Front-End Development
React.js
JavaScript / TypeScript
HTML5 / CSS3
Responsive UI development
Backend Development
Python
Flask API Development
REST APIs
Microservices Architecture
Database Technologies
SQL Server, PostgreSQL, MySQL, or Oracle
Database design and optimization
Query performance tuning
AI & Generative AI
Prompt Engineering
Large Language Models (LLMs)
OpenAI GPT/Codex
Anthropic Claude
Google Gemini
AI Agents and Agentic Workflows
RAG (Retrieval Augmented Generation)
Vector Databases
Embeddings
Fine-Tuning Concepts
Model Evaluation Techniques
Tool Calling and Function Calling
AI Frameworks & Tools
Claude (co-work, code and design)
Microsoft Copilot Studio
AI Skills and Plugin Development
Workflow Orchestration Frameworks
Cloud & DevOps
Git/GitHub
Azure DevOps
CI/CD Pipelines
Desired Competencies
Strong analytical and problem-solving abilities.
Ability to quickly learn emerging AI technologies.
Excellent communication and stakeholder engagement skills.
Strong understanding of responsible AI practices.
Ability to work independently in a fast-paced environment.
Strong focus on solution quality, scalability, and business outcomes.
Success Criteria
Within the first 6 months, the candidate will:
Deliver production-ready AI-powered digital applications.
Build reusable prompt engineering frameworks and AI accelerators.
Develop real-time AI agents supporting insurance operations.
Improve operational efficiency and customer experience through Generative AI solutions.
Establish best practices for AI application development, governance, and monitoring.
Benefits
Competitive salary with equity options
Robust health, dental, and vision benefits for employee and dependents
401k matching contributions
Generous PTO policy
Provided work-from-home equipment
Afficiency is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
Skills Required
- Bachelor's Degree in Computer Science, IT, Engineering, Data Science, or related discipline
- Based in the NYC Metro Area
- Minimum 4+ years software engineering experience
- Minimum 2+ years developing AI-powered applications or Generative AI solutions
- Experience with React.js, JavaScript / TypeScript, HTML5, CSS3 and responsive UI development
- Experience with Python, Flask, REST APIs and microservices architecture
- Experience with SQL databases (SQL Server, PostgreSQL, MySQL, or Oracle) and query optimization
- Prompt engineering and working knowledge of LLMs (OpenAI GPT/Codex, Anthropic Claude, Google Gemini)
- Experience building RAG solutions, vector databases, and embeddings
- Familiarity with function/tool calling, agentic workflows and AI agents
- Familiarity with fine-tuning concepts, model evaluation techniques, and AI monitoring
- Experience with Git/GitHub, Azure DevOps and CI/CD pipelines
- Experience with Microsoft Copilot Studio, AI skills/plugins, or workflow orchestration frameworks
- Experience in Life Insurance, Financial Services, or regulated industries
What We Do
Afficiency delivers life insurance products on an all-encompassing digital platform, available for digital distributors from quote to policy all via API. Our focus is on building life insurance products that a consumer can easily understand in minutes, purchase in less than ten, in a 100% digital experience. Our solution includes cutting-edge technology, product design, reinsurance partnerships, and distribution relationships to provide an ‘all-in-one’ solution. For Distributors: New life insurance products can be difficult and complex. Afficiency creates products and solutions our distribution partners plug into their digital experience. Our API gateway allows our distributor partners to quickly offer our innovative digital life insurance products to their customers. Afficiency’s proprietary likelihood to be approved score, ApprovedAPI, helps our distribution partners optimize their conversion funnels and spike approval rates by identifying and targeting prospects and clients who are likely to be approved. For Carriers: We provide a completely digital platform from quote to policy issue built for carriers. With our reinsurance relationships and advanced digital solution, our carrier partners can build new products quickly and gain access to our network of digital distribution. The process from development to launch happens in less than six months with limited resources required. For Innovators: Join our growing team. We are innovators, problem solvers, and masters of all trades - across designing, underwriting and pricing life insurance products. We are seeking passionate team members to help us further define the future of life insurance. Email [email protected] We would love to hear from you!









