PayJoy is a mission-driven, mission-first company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy’s “secret sauce” technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2019 and are growing rapidly, reaching over a billion dollars of sales in 2022 from millions of happy customers.
The Financial Operations Analyst in the Philippines will be a key player in enhancing the efficiency and accuracy of our financial operations. This role involves addressing a lack of automation, managing invoicing processes, ensuring accurate reconciliation, handling tax and fiscal compliance, and building localized payment process flows. The ideal candidate will possess strong analytical skills, a knack for process improvement, and the ability to work collaboratively with both local and global teams.
Responsibilities
- Collaborate with the product team to configure and implement automated email systems, reducing manual tasks
- Streamline commission processes by eliminating the need for manual templates. Ensure commissions are accurately edited in Dashboard and properly recorded in the Philippines database
- Develop and implement a robust reconciliation process between PayJoy and the admins to ensure accurate financial records. Regularly review reconciliation reports and address any discrepancies
- Oversee the generation and sharing of invoices to customers, aiming to integrate this process with the main financial systems. Ensure invoices are accurate, timely, and comply with local regulations and company policies
- Design and implement a localized payment process flow, focusing on digital channels (e-wallets and bank transfers) which constitute 75% of payments. Monitor and optimize payment processing to ensure efficiency and accuracy
- Ensure that admins are correctly set up and provide training and support to them
Requirements
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field
- 1-2 years experience in accounting, finance or financial operations, with a focus on strategic initiatives and process improvement
- Exceptional leadership skills with a proven ability to lead and influence global teams
- Advanced analytical and strategic problem-solving abilities
- Proficiency in financial systems and databases, particularly MySQL
- Excellent strategic thinking, communication, and interpersonal skills
Benefits
- $2,000 USD annual Coworking Travel Perk
- $2,000 USD annual Professional Development Perk
- $500 USD annual Fitness Perk
- $500 USD Phone Finance allowance
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance
Top Skills
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.
Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
