Mossy Automotive Group

Finance Manager

Posted Yesterday

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San Diego, CA, USA

In-Office

133K-280K Annually

Entry level

Automotive • Retail • Financial Services

The Role

Manages automotive financing and protection-product sales, structures profitable and collectible deals, submits applications to lenders, makes credit decisions, closes contracts, ensures regulatory compliance, audits post-sale paperwork, and coordinates timely funding. Builds relationships with finance sources while delivering ethical, customer-focused service.

Summary Generated by Built In

The Finance Manager plays a key role in the dealership's success by helping customers secure financing and protection products that meet their needs while driving additional revenue for the organization. We are seeking a motivated, customer-focused professional with experience in automotive finance, dealership operations, and vehicle sales. Previous F&I experience is strongly preferred.

At Mossy Auto Group our employees are our most valuable asset. Our mission statement is to create an environment of high integrity & mutual respect that nurtures openness, creativity, & innovation. Every employee at Mossy is absolutely critical to its success. As a family owned & operated business we consider each employee and extension of the Mossy family. We promise to deliver the same award winning service and value that our community has come to expect from our dealership through the years.

Volkswagen experience is a plus!

This is an outstanding opportunity for a high-performing finance professional to join a respected automotive group with strong earning potential and a supportive team environment.

Employees in this position will primarily be paid commissions, however they will also be paid the applicable minimum wage for non-sales work and for rest periods. Commission amounts vary based on performance, with the expected average annual commission earnings of approx. $133,000 - $280,000.

Benefits

Medical, Dental & Vision
Group Insurance Plans & Discounts
401K Retirement Savings Plan
Paid Vacation and Holidays
Disability Insurance
LAP (Life Assistance Program)
Basic Life, Dependent & Accident Insurance
Growth Opportunities
Paid Training
Employee Purchase Incentives
Family Owned & Operated
Health & Wellness
Flexible Work Schedule
Discounts on Products & Services
Direct Deposit

Responsibilities

Responsible for helping our customers arrange the financing of their purchases and presenting them with additional products that enhance their vehicle and ownership experience.
Proficient at structuring deals for maximum profitability and collectability
Fully proficient with title laws and registration process
Maintains proficiency and certifications as required for the position
Accurately desks deals, submits deals to lenders for approval, makes credit decisions, and effectively closes deals & ensures collection of all finance fees
Ensures all deals are fully compliant with local, state and federal guidelines
Prepares paperwork, contracts and delivers deals
Accurately audits team deals Post-Sale for correct title, loan information, taxes, etc.
Ensures the expeditious funding of all contracts, accurately and fairly through financial sources to secure approval
Establishes and maintains good working relationships with several finance sources, including the manufacturer
Conducts business in an ethical and professional manner

Qualifications

High school diploma or equivalent experience
Knowledge of dealership finance and insurance procedures
Leadership abilities & outstanding customer service skills
Professional personal appearance & punctual
Excellent verbal/written communication, strong negotiation and presentation skills
Follows directions from supervisors & interacts effectively with coworkers
Understands and follows posted dealership policies and procedures

Our company is committed to hiring a diverse and qualified workforce. We will not consider any characteristic or category protected by state or federal law in hiring or employment decisions, including but not limited to race, national origin, color, religion, sex, sexual orientation, gender identity, disability, age, status as a parent, or genetic information. We are an equal opportunity employer and drug-free workplace. Offers of employment contingent upon successfully passing background screening (incl. criminal background check, review of motor vehicle records, verification of SSN and passing drug test at a certified testing facility.

Skills Required

High school diploma or equivalent experience
Knowledge of dealership finance and insurance procedures
Leadership abilities and outstanding customer service skills
Professional personal appearance and punctuality
Excellent verbal and written communication skills
Strong negotiation and presentation skills
Ability to follow directions and interact effectively with coworkers
Understanding of and adherence to dealership policies and procedures
Experience in automotive finance, dealership operations, and vehicle sales
Previous finance and insurance experience
Volkswagen experience

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The Company

HQ: San Diego, CA

1,090 Employees

Year Founded: 1921

What We Do

Mossy Automotive Group is a family-owned and operated automobile dealership group that has served San Diego, California, since 1921. The company specializes in the retail sale of new and used vehicles from leading brands and offers a comprehensive suite of automotive services, including professional repairs, genuine auto parts, and flexible financing options to help customers find and maintain their ideal vehicles.