About Bright Money
Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.
Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with financial service marketplace revenues for loans, credit cards, and credit-building tools.
Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.
The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.
Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.
Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.
What is the team & role about?
A hands-on internship on the Finance team supporting day-to-day accounting, reconciliations, and reporting across our India and US operations, with structured exposure to tools such as Tally and QuickBooks.
Assist in maintaining day-to-day books of accounts in Tally and QuickBooks under the guidance of senior team members.
Support monthly, quarterly, and annual statutory filing activities across India and US operations.
Help prepare bank reconciliations, vendor reconciliations, and records of intercompany transactions.
Assist in preparing financial statements, MIS reports, and management dashboards, and share updates on a regular basis.
Support the accounts payable and receivable process — invoice processing, expense verification, and follow-ups.
Perform basic analytical reviews of financial documentation and flag discrepancies for review.
Assist with data entry, documentation, and organizing financial records and audit schedules.
Learn and apply the company’s accounting practices, processes, and internal controls.
Support ad-hoc finance projects and reporting requirements as needed.
Pursuing or recently completed a degree in Accounting, Finance, or Commerce (B.Com / BBA / M.Com / MBA-Finance).
Basic understanding of accounting fundamentals.
Comfortable with MS Excel / Google Sheets; familiarity with Tally or QuickBooks is a plus.
Attention to detail and a willingness to learn.
Good communication skills and a team-oriented, positive attitude.
A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.
Real ownership: You run your own BU with an independent P&L.
Wealth creation: Equity at an inflection stage of scale.
A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.
Location flexibility: 5 days from the Bangalore office in a week
Skills Required
- Pursuing or recently completed a degree in Accounting, Finance, or Commerce (B.Com / BBA / M.Com / MBA-Finance)
- Basic understanding of accounting fundamentals
- Comfortable with MS Excel or Google Sheets
- Familiarity with Tally or QuickBooks
- Attention to detail and willingness to learn
- Good communication skills and a team-oriented, positive attitude
- Available to work five days per week from the Bangalore office
What We Do
Bright Money is a consumer fintech company that helps Americans manage and eliminate debt using data science, machine learning, and AI. It offers a mobile app with tools for credit score building, automated debt paydown plans, and financial planning.
