The Role
Serve as a strategic finance partner for the payments business by leading planning and forecasting, building models for merchant unit economics and profitability, preparing management business reviews, monitoring performance, identifying risks and opportunities, and delivering actionable financial analysis and solutions to cross-functional stakeholders.
Summary Generated by Built In
About the Role
As a Finance Business Partner for Payment at GoTo Financial, you’ll be the strategic finance partner for our business team.
In this role, you’ll go beyond financial reporting to influence key business decisions. You’ll work closely with Product, Commercial, and Business teams to optimize merchant unit economics, evaluate pricing strategies, and improve product profitability. Your financial insights will help senior leaders make informed decisions that drive sustainable growth across our merchant ecosystem.
If you enjoy solving complex business problems, partnering with cross-functional teams, and turning data into strategic actions, this role is for you.
What You Will Do
- Drive the monthly, quarterly, annual, or multi-year planning process. Support the development of financial forecasts and operational goals, and apply business judgment and financial insights to help with decision making.
- Build and maintain robust models to evaluate operation and financial metrics, including Take Rate (MDR), interchange fees, Unit Economics (UE), and acquisition costs (CAC).
- Responsible for preparation of the Financial Monthly Business Review process with the Senior Management.
- Track business performance and identify areas of risk & opportunities for further improvements from finance perspectives.
- Responsible to highlight key financial issues and deliver the proposed solutions to the stakeholders
- Highlight critical financial issues and independently deliver actionable, data-backed solutions to cross-functional stakeholders.
- Provide insightful financial analysis on a regular and ad-hoc basis as but not limited to operating metrics performance, business unit performance review, and other financial ratios analysis.
What You Will Need
- Strong communication skills to inform financial information effectively
- Strong analytical skill, curious attitude, and striving to learn
- Thorough, fast, and accurate with high attention to detail
- Able to work under pressure in limited time
- At least 2-5 years experience in FP&A / Finance / Strategy-related areas
- Degree level qualification in Finance / Accounting / Business will be preferred
About the Team
You’ll join a collaborative, data-driven finance team that partners closely with business leaders to turn complex financial data into meaningful insights and strategic decisions.
Working across multiple functions, you’ll gain broad exposure to Product, Commercial, and Operations teams while helping shape the future of GoTo Financial’s merchant ecosystem. Beyond the work itself, you’ll be surrounded by teammates who are generous with their knowledge, value collaboration, and are committed to helping one another grow in a fast-paced environment.
About GoTo Group
GoTo is the largest digital ecosystem in Indonesia. GoTo's mission is to 'empower progress' by offering technology infrastructure and solutions that help everyone to access and thrive in the digital economy.
The GoTo ecosystem provides a wide range of services, including mobility, delivery, payments, financial services, and technology solutions for merchants. The ecosystem also provides e-commerce services through Tokopedia and banking services through its partnership with Bank Jago.
About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.
#LI-ONSITE
Skills Required
- At least 2-5 years of experience in FP&A, finance, or strategy-related areas
- Strong communication skills for communicating financial information effectively
- Strong analytical skills and a curious attitude
- High attention to detail with thorough, fast, and accurate work
- Ability to work under pressure and within limited time
- Degree-level qualification in Finance, Accounting, or Business
GoTo Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about GoTo Group and has not been reviewed or approved by GoTo Group.
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Fair & Transparent Compensation — Pay is considered competitive to above market for many corporate roles across core entities such as Gojek, Tokopedia, and GoTo Financial. Base pay is often characterized as solid or above market in Indonesia tech roles.
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Healthcare Strength — Medical coverage is characterized as strong in Indonesia and often extends to spouses and children. Company materials also highlight wellness support, parental insurance, and mental‑health counseling for employees and families.
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Leave & Time Off Breadth — Leave programs are described as generous, including maternity, paternity, and other special leave types at Tokopedia. Broader time‑off and flexibility practices are portrayed as supportive across corporate roles.
GoTo Group Insights
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The Company
What We Do
GoTo is the largest technology group in Indonesia, combining on-demand, e-commerce and financial services through the Gojek, Tokopedia and GoTo Financial brands. It is the first platform in Southeast Asia to host these three essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure. GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.
