DIRECTLY REPORTS TO:
Data Manager
MAIN AREA OF RESPONSIBILITY:
The Embedded Finance Data Analyst plays a critical role in supporting Sprout’s Fintech Operations, Product, and Business teams by transforming raw data into actionable insights that strengthen business growth, product discovery and development, operational efficiency, and risk management. This role enables strong decision-making across the organization.
KEY RESPONSIBILITIES:
Business Growth
- Analyze client usage patterns, portfolio performance, and adoption metrics to identify opportunities for growth across embedded finance products.
- Provide data-driven insights to support client segmentation, targeting, and prioritization for upsell, expansion, and product-led growth initiatives.
- Support Business and Growth teams with dashboards and reports that highlight client health, financial performance, revenue impact, and behavior trends.
- Evaluate the impact of campaigns, engagement initiatives, and employer-level performance to inform strategy and decision-making.
- Collaborate with UXR to interpret existing product and user data, helping identify user problems, market gaps, and opportunity areas.
- Support Product Managers in evaluating new product concepts through industry research, competitive benchmarking, and data-driven business projections.
- Collaborate with UXR to interpret existing product and user data, helping identify user problems, market gaps, and opportunity areas.
- Monitor and analyze key product metrics, including conversion funnels, adoption, penetration, and engagement, to uncover insights that inform feature improvements and user experience enhancements.
- Evaluate the performance of newly released features, PLG initiatives, and experiments by conducting structured post-launch impact analyses and recommending next steps.
- Present clear, data-backed insights that guide product direction, highlight risks or opportunities, and influence strategic decision-making across the product lifecycle.
- Monitor key operational metrics such as revenue, repayment behavior, aging transactions (e.g., 30+ /60+ /90+ DPD), borrower activity, and disbursement success rates.
- Support escalation handling by investigating transaction anomalies, reconciliation issues, SOA discrepancies, and deactivation-related concerns through data analysis.
- Maintain and execute recurring reports, including weekly balances, non-repayment monitoring, and due date compliance.
- Develop dashboards and automated monitoring tools to enhance visibility for Customer Advocates, Success Consultants, Fintech Operations, and partner banks.
- Identify manual or error-prone workflows and support Product and Engineering teams in designing and validating automation for operational scale.
QUALIFICATIONS & COMPETENCIES:
- 3–5+ years of experience in data analytics with required experience in fintech, ideally in lending, embedded finance, payments, or financial operations.
- Strong SQL skills and experience working with data platforms (e.g., Databricks)
- Experience building dashboards using Power BI, Databricks, and HubSpot.
- Knowledge of developing data models for reports and analysis. Python skills is a plus.
- Working knowledge of financial products and embedded finance workflows, including money movement, risk controls, and repayment processes etc.
- Experience with Credit Risk.
- Excellent problem-solving, investigative, and analytical thinking.
- Ability to translate complex data into simple, actionable insights for non-technical teams.
- Strong communication skills and high attention to detail.
Sprout Solutions provides equal Opportunity Employment and Welcomes applications from all sectors of the society. Discrimination on the basis of race, religion, age, nationality, ethnicity, gender, citizenship, civil partnership status, or any other grounds as protected by law.
Disclaimer
Before we proceed with your application, this is to confirm that you voluntarily give your consent to the following:
- I intend to apply for a position with Sprout Solutions Inc.
- I voluntarily sent my Resume/CV to Sprout Solutions Inc.
- I agree to give my consent to my personal and sensitive Information for facilitating my application with Sprout Solutions Inc., In accordance with Sprout Solutions Inc. Privacy Statement and the Data Privacy Act of 2012.
- I agree to be contacted by Sprout Solutions Inc. and its 3rd Party Reference provider for the purpose of processing my Job Application.
Top Skills
What We Do
Sprout is a rapidly growing SaaS company aimed to create paradigm-changing solutions for the Philippines. Our goal is to help small, medium-sized, and large enterprise Philippine businesses grow through our suite of backend solutions that address end-to-end HR challenges - especially with the new normal of hybrid work we are all experiencing. With over 1,000 clients across a number of industries, and with a leadership position in the BPO market, Sprout is uniquely qualified due to our laser focus and keen understanding of the intricate nuances of Philippine HR. The Sprout Ecosystem, a comprehensive and effective cloud-based People Platform, is a powerful and completely secure solution that not only allows companies to manage all their HR in one place, with one employee user interface and open API to leverage other enterprise data but also gives invaluable analytics that aid in better enterprise-wide decision-making. Our team is all about individuals who genuinely want to make things better for Filipinos, and actually have the courage to do something about it. We believe that local talent, combined with diverse international talent, united by a common passion and core values, are not just able to build world-class products, but are also able to ignite digital transformational change that will revolutionize a whole economy.
