Director of Product, Aggregation

About Us:

Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we’ve become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.

We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We are hyper focused on building a product people love and continuing to evolve based on user feedback.

As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.

Join us on our mission to transform lives by simplifying money, together.

The Role:

Reliable data connectivity is the foundation of our business at Monarch. Everything we do relies on enabling our members to connect all of their financial institutions to Monarch, and to ensure that those connections are seamless and reliable. Monarch is already best-in-class when it comes to financial data aggregation. However, the problem is far from solved and there is a lot more work to be done. As the Director of Product - Aggregation you will be responsible for leading the aggregation team to further enhance all aspects of our members’ experience around their financial data.

What You'll Do:

• Drive Aggregation Product Strategy: Frame the problem, the strategy, and decide how success should be measured. 

• Execution & Roadmap Ownership: Lead the execution of the product roadmap for aggregation, focusing on enhancing the reliability, scalability, and efficiency of our financial data integrations. Define milestones, prioritize initiatives, and ensure successful delivery which can be measured.

• Partnership Management: Manage and build relationships with key data providers like Plaid, Finicity, and MX. Ensure smooth integrations and high connection success rates ensuring efficient and reliable data aggregation. Evaluate and integrate new partners as warranted.

• Cross-Functional Collaboration: Partner with engineering, design, data science, and other product teams to define requirements, clarify technical constraints, and ensure alignment on goals. Be the go-to expert for all things related to financial data aggregation.

• AI & Innovation: Decide how we will incorporate innovations in AI to help solve this problem.

• Ownership of KPIs: Take responsibility for key product metrics (e.g., connection success rates, data quality, system performance) and continuously optimize performance. Track progress, identify gaps, and develop data-driven solutions to improve aggregation systems.

• Optimize for Scalability: Work closely with engineering teams to identify bottlenecks and ensure the platform scales effectively as Monarch Money grows. Ensure the aggregation platform can support increasing user demand while maintaining data accuracy and reliability.

What You'll Bring:

• 5+ years of relevant experience, demonstrating skills in managing complex data systems

• Strong technical understanding of data integration platforms, APIs, and third-party services. Experience with financial APIs  such as Plaid, Finicity, or MX is a strong plus.

• Familiar with best practices and emerging technologies around AI data classification and enrichment

• Excellent problem-solving skills and the ability to think strategically about scaling complex systems and improving user experience.

• Strong communication skills, with the ability to clearly articulate complex technical topics to both technical and non-technical audiences.

• Demonstrated ability to work cross-functionally and influence stakeholders without direct authority. Able to collaborate effectively with engineering, design, and other product teams.

• A hands-on, results-oriented approach with a proven track record of driving successful product initiatives in a startup or fast-paced environment.

• Experience working in an environment with a large number of 3rd party data integrations

• Strong technical background. Must be familiar with APIs, data pipelines, and data architecture.

• Product management experience. Must be able to clearly define a problem, articulate a solution, and lead a team to deliver a solution that meets customers needs.

• High creativity and  problem solving skills. Must be able to start with the customer experience and “work backwards” to deliver a seamless customer experience. 

• Knowledge of frontend user journey and UX principles, important for creating an engaging and intuitive user experience.

• Experience with AI and data tools for effective categorization and problem-solving, in line with our aim to provide clarity and control over personal finances.

Benefits :

• Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.

• Competitive cash and equity compensation in a hyper growth, early stage company 🚀.

• Stipend to set-up your ideal working environment.

• Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).

• Unlimited PTO.

• 3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.