Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.
Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.
Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.
The FP&A team is a strategic partner to executive leadership, providing the financial analysis, forecasting, and decision support that drive business performance. We're seeking a Director, Financial Planning & Analysis to lead our valuation and finance analytics function.
This role will own the company's fair value framework, loan-level forecasting, servicing asset analytics, and other complex financial models supporting reporting and strategic decision-making. The Director will also serve as the primary finance partner for several corporate functions. From helping leadership understand budget performance, to identifying risks and opportunities, to strengthening financial discipline across the organization.
The ideal candidate pairs strong technical accounting and valuation expertise with exceptional financial modeling skills and the ability to translate complex concepts for senior executives.
Responsibilities
- Fair Value & Financial Modeling
- Own monthly and quarterly fair value analyses for the company's loan portfolio and servicing assets
- Develop, maintain, and enhance DCF models supporting fair value measurements
- Partner with Accounting, Capital Markets, and external auditors during monthly close
- Evaluate and recommend updates to valuation assumptions, including credit losses, prepayment rates, recovery rates, funding costs, servicing costs, and discount rates
- Support audit requests and valuation documentation
- Core FP&A Responsibilities
- Build analytical tools to evaluate current and future financing strategies and stages
- Partner with stakeholders and financial systems to improve forecast accuracy and scale forecasting/reporting workflows
- Develop financial models and insightful presentations to support strategic initiatives and executive decision-making
- Analyze profitability across products, channels, and customer segments
- Enhance reporting capabilities using Power BI, SQL, Excel, and other financial systems
Requirements
- 8–12+ years in FP&A, valuation, investment banking, consulting, Big Four, or financial institutions
- Strong understanding of GAAP and financial statements
- Advanced Excel modeling skills
- Proven track record building discounted cash flow models
- Skilled in fair value measurements or other valuation methodologies
- Strong analytical and problem-solving abilities
- Excellent communication and presentation skills
- Comfortable working cross-functionally with Accounting and executive leadership
- Nice to have:
- Background in specialty finance, fintech, banking, or consumer lending
- Familiarity with ASC 820 Fair Value measurements
- Knowledge of servicing assets or mortgage/loan servicing
- Proficiency with SQL, Power BI, or other BI tools
- NetSuite experience
Compensation
In addition to salary, Total Rewards include a stock option package, and benefits as outlined below. The role described above offers a base salary of $170,000 to $230,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity.
Benefits:
- Robust Health Care Plans (Medical, Dental & Vision)
- Generous Parental Leave
- Flexible Time-Off (FTO)
- Retirement Plan (401k) with company match!
- Educational Assistance/Tuition Reimbursement up to $3K/year
- Life Insurance (Basic, Voluntary & AD&D)
- Short Term / Long Term Disability
- Robust Ancillary benefits including accident insurance, hospital insurance, etc
- Wellhub (Gympass) Wellness Benefit
- Recreational Safety Benefit
Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.
Skills Required
- 8-12+ years in FP&A, valuation, investment banking, consulting, Big Four, or financial institutions
- Strong understanding of GAAP and financial statements
- Advanced Excel modeling skills
- Proven track record building discounted cash flow models
- Skilled in fair value measurements or other valuation methodologies
- Strong analytical and problem-solving abilities
- Excellent communication and presentation skills
- Comfortable working cross-functionally with Accounting and executive leadership
- Background in specialty finance, fintech, banking, or consumer lending
- Familiarity with ASC 820 Fair Value measurements
- Knowledge of servicing assets or mortgage/loan servicing
- Proficiency with SQL, Power BI, or other BI tools
- NetSuite experience
Octane Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Octane and has not been reviewed or approved by Octane.
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Leave & Time Off Breadth — Feedback suggests PTO is substantial—“4+ weeks” advertised and reports of up to five weeks with flexible/self-managed policies. Time off is frequently highlighted as a standout element of the package.
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Parental & Family Support — Feedback suggests parental leave is generous, with mentions of paid leave and examples such as 16 weeks of paid paternity leave. Employer materials consistently position parental leave as a core benefit.
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Retirement Support — Feedback suggests the 401(k) match is clearly defined at up to 4% (100% of the first 3% and 50% of the next 2%). The plan is commonly described as solid and straightforward.
Octane Insights
What We Do
We’re a fintech company that makes buying better. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and outdoor power equipment - fast, easy, and accessible, while delivering a seamless, end-to-end digital buying experience in industries ripe for disruption. Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing experience, and supporting customers throughout their loan with superior loan servicing. We work with over 4,000 dealer partners and over 30 OEMs across the United States, and we recently surpassed $1B in 2022 YTD originations. Founded in 2014, we’re a remote-first company with over 600 employees across the world, and we have offices in Irving, TX, New York, NY, and Irvine, CA. We made the top 10% of the 2022 Inc 5000 list of the fastest growing private companies in America and are Certified as a Great Place to Work®.
Why Work With Us
We’re a diverse team of innovators determined to give our customers the best possible experience. Information is shared transparently, enabling cross-functional collaboration. We’re a performance based culture where accomplishments are both celebrated and rewarded, always looking for new talent to help us develop our industry-leading products.
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