About Umba
Umba is Africa's first stablecoin bank — a licensed Kenyan bank with live stablecoin infrastructure and operations across East and West Africa. Kenya's VASP Act (October 2025) makes us the only licensed bank on the continent authorized to move money on stablecoin rails.
We're replacing correspondent banking with instant, low-cost cross-border payments for African businesses and consumers.
The RoleWe're hiring a Cross-Border Payments Lead to own and scale our cross-border payments business. You'll build two product lines from the ground up:
- Business Payments — Kenyan exporters, BPOs, and tech companies receiving international payments
- Consumer Payments — Freelancers, remote workers, and creators receiving USD/EUR
Beyond direct customers, you'll develop strategic relationships with global payment providers and remittance companies — positioning Umba as essential infrastructure for moving money into Africa.
This is an opportunity to define how stablecoin rails reshape cross-border commerce on the continent.
What You'll Do- Own commercial strategy and revenue growth across both business and consumer segments
- Build and execute go-to-market for each product line — different customers, different motions
- Acquire and onboard high-value business customers (exporters, BPOs, tech companies)
- Scale consumer adoption among freelancers and remote workers
- Develop partnerships with global payment providers, platforms, and financial institutions
- Drive payment volume growth and hit revenue targets
- Work closely with product and engineering to shape the roadmap
- Build and lead a commercial team as we scale
- 7+ years in payments, fintech, or financial services — cross-border or remittance experience strongly preferred
- Track record of building and scaling payment products in emerging markets
- Experience with both B2B and B2C commercial motions
- Deep understanding of African payment corridors, FX dynamics, and regulatory landscape
- Network in the global payments ecosystem — remittance companies, fintechs, platforms
- Commercial operator who can sell, close, and build a team
- Bonus: Experience with stablecoin, crypto, or blockchain payment infrastructure
Kenya is the first country in Africa to authorize banks to work with stablecoins. As the only licensed bank with this infrastructure live, we have a multi-year head start. Other African markets will follow. The opportunity to build the category-defining company is now.
Top Skills
What We Do
Umba is an African digital bank, offering bank accounts and financial services to our customers.
We provide an ecosystem of connected financial services that allows the customer complete control of their finances all in one App.
At Umba, we believe in the power of financial inclusion to drive economic growth. As a leading digital bank, we are committed to providing innovative solutions that empower both employers and employees to achieve financial stability and reach their full potential.
Umba launched in Nigeria in January 2021, and in Kenya in April 2023, via the acquisition of an existing Microfinance bank.
Our digital platform offers seamless access to a wide range of banking services, including account management, payments, loans, savings, and more. We leverage technology and data-driven insights to streamline processes and make banking faster, smarter, and more convenient than ever before.
But we are not just a bank. We are a partner, a trusted advisor, and a catalyst for growth. Our team of talented professionals is passionate about our mission, and we work tirelessly to deliver personalized service and tailored solutions to our customers. With our extensive network and expertise, we are well-positioned to support our customers at every stage of their journey.
Join us at Umba, and be part of a dynamic team that is reshaping the future of banking. Together, we can unlock the potential of businesses, transform lives, and drive sustainable economic development. Connect with us on LinkedIn, Facebook, and Instagram to learn more about our innovative solutions and the exciting opportunities that await you at Umba.
