The Role
Evaluate and decide on secured loan applications per bank credit policy, ensure timely processing and KPI adherence, review exceptions, recommend decisions within authority, coach new staff, and drive process improvements.
Summary Generated by Built In
Key Responsibilities:
- To perform evaluation and credit decisions in respect of loan applications received from sales person in line with the Bank’s Credit Policy and Guidelines/Business Rules.
- To ensure all recommendation made by credit officers are in line with the Bank’s Credit Policy and Guidelines.
- To improve credit operational efficiency and effectiveness of Secured Credit continuously in providing services to sales person in order to meet the standards imposed by the Bank.
- To review exceptional cases as and when required.
- To decide on proposals within the DA.
- To ensure application are processed within the stipulated turnaround time / KPI set and customer’s expectation is met.
- To recommend decisions to Credit Manager on loan applications based on the DA stated in the Bank’s Policy and Guidelines.
- Provide training and coaching to new staffs.
- To recommend and participate in process improvement initiatives for work efficiency.
- Other duties and responsibilities as and when requested by superior
Qualifications:
- Recognized Diploma / Degree / Master in Economics, Finance, Business Administration, Accounting or banking related disciplines
Skills Required
- Recognized Diploma, Degree or Master in Economics, Finance, Business Administration, Accounting or banking related disciplines
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The Company
What We Do
CIMB Group is a leading ASEAN universal bank, one of the largest Asian investment banks and one of the world's largest Islamic banks. We are headquartered in Kuala Lumpur, Malaysia and offer consumer banking, commercial banking, wholesale banking, Islamic banking, and asset management products and services. As the fifth largest banking group in ASEAN, we have over 36,000 staff in 16 locations across ASEAN, Asia and beyond. CIMB Bank and CIMB Islamic Bank are members of PIDM.
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