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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Social Finance, LLC seeks Credit Risk Manager, Credit Card in San Francisco, CA:
Job Duties: Analyze and evaluate data and partner with the cross-functional team to
bring value added Credit risk management strategies for the Credit Card business.
Shape and contribute to the learnings, innovations, and growth. Utilize business
knowledge, sound judgment and analytical skills to help drive revenue growth , control
Credit Risk and enhance member experience. Architect credit underwriting policies, A/B
testing and portfolio management strategies. Utilize deep analysis to power the future of
credit card, using a comprehensive data ecosystem – including multi-product internal
data, credit bureaus and alternative data sources. Work collaboratively with the Data
Science team to design new models and tools. Understand credit risk and develop
approaches to mitigate loss and responsibly grow revenue. Monitor performance of
strategies and portfolios. Document and communicate results and escalate issues as
necessary. Identify gaps/opportunities and drive actions. Partner with Engineers to
deploy and implement advanced Credit Underwriting strategies. Telecommuting is an
option.
Minimum Requirements: Master’s degree (or its foreign degree equivalent) in
Computer Science, Analytics, Engineering (any field), or a related quantitative
discipline, and two (2) years of experience in the job offered or in any occupation in a
related field.
Special Skill Requirements: (1) SAS EG; (2) R Programming; (3) Machine Learning;
(4) Quantitative Analytics; (5) Knowledge Studio; (6) SAS Studio; (7) Tableau; (8)
Snowflake; (9) Strategy Analysis; (10) SAS BI Analysis; (11) Data Analysis; and (12)
Marketing Analytics. Any suitable combination of education, training and/or experience
is acceptable. Telecommuting is an option.
Salary: $200,000.00 - $225,000.00 per annum.
Submit resume with references using the apply button on this posting or email to: Req.#
22-133320 at: ATTN: HR, [email protected].
Application Deadline 11/14/2025
#LI-DNI
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What the Team is Saying
What We Do
For over a decade, SoFi has helped transform the Fintech industry by creating financial products and services that help people borrow, save, spend, invest, and protect their money better, so they can achieve financial independence and realize their ambitions. Whether it’s owning a home, saving for retirement, paying off their student loans, or helping our members invest - SoFi is there every step of the way. Want to learn more about how it works? Check it out here: https://www.sofi.com/how-it-works/
Our core values are at the center of how we help our millions of members get their money right. They are our guiding principles for how we think about serving our members, building our company, and most importantly, how we work together. At SoFi, it’s not just what we do - but how we do it.
SoFi is also proud to be the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.
For more information, visit SoFi.com
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
