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Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Social Finance, LLC seeks Senior Credit Strategy Analyst/ Senior Data Scientist in San
Francisco, CA:
Job Duties: Architect credit underwriting, pre-screen targeting, A/B testing and credit
limit assignment strategies. Utilize deep analysis to power the future of credit card,
using a comprehensive data ecosystem including multi-product internal data, credit
bureaus and alternative data. Seek to drive continuous improvements in strategies and
processes. Work collaboratively with the Data Science team to design new machine
learning models. Partner closely with implementation teams to accurately deploy new
strategies. Work with other business partners across Business Unit, Operations,
Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
Understand credit risk and develop approaches to mitigate loss and responsibly grow
revenue. Monitor performance of strategies and portfolios. Document and communicate
results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
Telecommuting is an option. Some travel to Sofi offices may be required.
Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Computer
Science, Finance, Mathematics, Statistics, Business Administration, Engineering (any
field), or a related quantitative discipline, and three (3) years of experience in the job
offered or in any occupation in related field.
Special Skill Requirements: (1) credit risk strategy; (2) consumer credit analytics; (3)
credit strategy analytical life cycle; (4) analytical strategy development; (5) customer
performance data; (6) bureau attributes; (7) EXCEL; (8) SQL; (9) Python; (10) Decision
Trees; (11) regression; (12) logistic regression; (13) A/B testing; (14) Tableau. Any
suitable combination of education, training and/or experience is acceptable.
Telecommuting is an option. Some travel to Sofi offices may be required.
Salary: $188,885.00 - $217,218.00 per annum.
Submit resume with references using the apply button on this posting or email to: Req.#
24-147054 at: ATTN: HR, [email protected].
Application Deadline: 11/14/2025
#LI-DNI
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
