Credit Risk Analyst

Reposted Yesterday
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Bucharest, București, ROU
In-Office
Entry level
Automotive • Financial Services
The Role
Analyzes credit requests from group entities, assesses customer creditworthiness and associated risks, verifies documentation and regulatory compliance, prepares stakeholder reports, and supports Risk and Sales teams. The role also prioritizes workloads, meets completion targets, and contributes to continuous process improvement while working with managers and stakeholders.
Summary Generated by Built In

At Ayvens, progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Areas of responsibilities

  • Analyze the credit requests from Ayvens Group entities and ensure that is compliant with all relevant regulations and company policy;
  • Ensuring adherence with policy and requirements together with high standard of working;
  • Analyzing data from multiple sources and files according to the quality agreements Ensure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective;
  • Ensure to receive quality and complete documentation for each credit request; Support Risk and Sales teams for continuous improvement;
  • Preparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested;
  • Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives;

 

Job Requirements

  • Relevant experience in a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area);
  • Proactive and business orientated with background with understanding of credit processes / customer assessment;
  • Knowledge of English language;
  • Knowledge of French language ;
  • Ability to build relationships by communicating and working effectively with co-worker, stakeholders and management;
  • Knowledge of MS Office suite;

 

As a member of our team, you will benefit from:

  • 25 days of annual leave;
  • 1 sick day/year;
  • 1 day off for your birthday;
  • Family Private healthcare subscription at Sanador/Regina Maria ;
  • Monthly budget in Benefit Platform;
  • Holiday gifts for Easter, Christmas through Benefits Platform;
  • Loyalty bonus at 3 and 5 years seniority in company;
  • Special events bonus (marriage, child birth, other);
  • Opportunities and trainings for ongoing professional growth and career advancement;
  • Hybrid work setup - 3 days/week in the office (Timpuri noi metro station). Discounts for dental care from Edent clinic;
  • Massage in the office on Tuesday and Wednesday;

Why Ayvens?  


With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.


At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.


Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.

Skills Required

  • Relevant experience in a financial institution or equivalent detailed process
  • Understanding of credit processes and customer assessment
  • English language knowledge
  • French language knowledge
  • Ability to communicate and work effectively with coworkers, stakeholders, and management
  • Knowledge of Microsoft Office suite
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The Company
HQ: Paris
7,435 Employees

What We Do

Born from the acquisition of LeasePlan by ALD Automotive, part of the Societe Generale group, Ayvens is the leading global sustainable mobility player committed to making life and business flow better. By bringing together complementary capabilities and expertise built over decades, our legacy companies saw an opportunity to reimagine mobility as we know it, providing full-service leasing, flexible subscription services, fleet management and multi-mobility solutions to large international corporates, SMEs, professionals and private individuals. With more than 14,500 employees across 42 countries, 3.4 million vehicles and the world’s largest multi-brand EV fleet, we’re leveraging our unique position to lead the way to net zero and spearhead the digital transformation of the mobility sector. Ayvens. Better with every move.

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