The Role
The Credit Officer screens loan applications, performs credit checks, inputs data into the RCS system, manages tasks, and recommends decisions based on bank policies.
Summary Generated by Built In
Key Responsibilities
- To screen and ensure all information in relation to loan applications and supporting documents received from sales person via mail or any digital platform are adequate for credit processing.
- To perform credit checking and review of loan applications guided by Bank’s Policy and Procedure.
- To input credit related information into RCS system and ensure all information in the system are accurate, including information received from sales person that can be verified from the documents submitted or via phone verification
- To manage individual task list in RCS diligently and to ensure application are processed within the stipulated turnaround time and customer’s expectation is met.
- To recommend decisions to Credit Supervisor / Manager on loan applications based on the DA stated in the Bank’s Policy and Guidelines.
- To recommend and participate in process improvement initiatives for work efficiency.
- Other duties and responsibilities as and when requested by superior.
Job Specification
- Qualification - Recognized Diploma / Degree / Master in Economics, Finance, Business Administration, Accounting or banking related disciplines.
Skills Required
- Recognized Diploma / Degree / Master in Economics, Finance, Business Administration, Accounting or banking related disciplines
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The Company
