Credit Card Product Lead

Join the Revolution in Vietnamese Fintech!

We're a dynamic fintech startup on a mission to revolutionize how Gen Z and Millennials in Vietnam experience credit, payments and BNPL. Forget clunky processes and outdated apps – we're building a sleek, mobile-first digital credit card and PayLater experience from the ground up. Partnering with a leading bank, we combine stability with cutting-edge tech (think cool SaaS platforms + our own awesome frontend!) to deliver a product that truly understands the digital generation.

Founded by former McKinsey partners and backed by a global VC, we're on the lookout for the next generation of visionaries are not afraid of challenging the status quo. This is your chance to get in on the ground floor, shape a game-changing product, work with the latest tech (including AI!), and make a real impact in one of Southeast Asia's fastest-growing markets (and beyond). If you're ambitious, thrive in a fast-paced startup environment, and want to build something amazing, keep reading!

Role Overview:

• Be the visionary for our credit card product! Define the 'what' and 'why' behind our awesome mobile-first experience, owning the product roadmap from MVP to future iterations.

• Develop and champion the product vision, strategy, and roadmap, ensuring alignment with business goals and the needs of our target users (Vietnamese Gen Z/Millennials).

• Translate user needs, market insights, and business requirements into clear product specifications, user stories, and prioritized backlog items.

• Lead the product discovery process, working closely with Design, Engineering, Risk, Marketing, and Operations.

• Make data-informed decisions, defining key product metrics, monitoring performance, and iterating based on results.

• Deeply understand the competitive landscape and user behavior in the Vietnamese digital finance space. Leverage AI tools for analyzing user feedback, market trends, or optimizing the product roadmap.

Must-Have Skills & Experience:

• Proven experience (7+ years) as a Product Manager or Product Lead, successfully launching and managing digital B2C products, preferably mobile apps in fintech, payments, or lending.

• Strong understanding of product management methodologies (Agile, Scrum) and tools (Jira, Confluence, etc.).

• Demonstrated ability to define a product vision and translate it into an actionable roadmap and detailed requirements.

• Specific experience with credit card products or consumer lending with strong understanding of unit economics

• Excellent communication, presentation, and stakeholder management skills.

• Data-driven mindset with experience using analytics tools to inform product decisions.

• Experience working closely with engineering and design teams. Familiarity with AI applications in product personalization, recommendation engines, or user behavior analysis.

Good-to-Have Skills & Experience:

• Deep knowledge of the Vietnamese consumer market and digital trends.

• Technical background or strong understanding of software development processes.

• Experience working with integrating SaaS platforms.

• Experience conducting user research and usability testing.

• Experience in working in a BIN sponsor bank setup