Credit Analyst

Reposted One Month Ago
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Cairo, EGY
Hybrid
Mid level
Insurance
The Role
Assess debtor risks, maintain portfolio information, and collaborate with Underwriters. Perform financial analysis and industry research to support underwriting capabilities.
Summary Generated by Built In
Company Description

At Coface we make trade happen everyday 

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter.  We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

Job Description

MISSION :

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.

MAIN RESPONSIBILITIES:

Enhanced Information handling:

  • Handle worklist tasks out of the automatic workflow in a timely and efficient manner ensuring SLA’s are respected.
  • Process added value tasks linked to worklists and e-mail exchange with Underwriting.
  • Create “classical enquiry orders” upon request from Underwriting.
  • Check source scores and consistency of Debtor Risk Assessments (DRA D & E) and adapt if necessary (DRA C)
  • Write DRA reviews in which conclusions are drawn and that recommendations are clear and precise. Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions.
  • Research additional information, such as press information, where required.
  • Achieve target objectives in respect of production and review of DRA.
  • Support Coface regional development and enhance the underwriting capabilities by performing financial and field analysis and providing a fair credit risk rating.
  • Network and communicate to build market relationships and industry knowledge about key industry sectors and make sector studies and research that aim at improving sector expertise.
  • Monitoring and compiling industry data and related news.
  • Develop Country reports and macro-economic studies.
  • Perform physical visits for key buyers.  
  • Perform regular checks on the quality of the production of the department.   
  • Working closely with information providers to monitor the response time and the quality of the information provided to Coface through its partners.
  • Performing reports and other duties assigned by the management.

Communication

  • Contact companies and carry out phone interviews to obtain financial and business information in order to assess their current situation.
  • Liaise with local information provider (reviews, inquiries,).
  • Pro-actively build and maintain good working relationships with underwriting and information colleagues.
  • Communicates to underwriters’ requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant.

Compliance:

  • Ensure compliance with regulations and procedures as laid down by Coface and external regulators.

Qualifications

Education:

  • Graduate/Post graduate required with a concentration in Finance or equivalent.

Experience:

  • Minimum 3 years’ work experience in the financial field desirable (Banking, financial services or credit department).
  • Proficient with Microsoft Office Applications: Outlook, Word, Excel.

Additional Information

What Coface Offers

  • Competitive executive compensation
  • Flexible working model after probation
  • Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
  • A dynamic, inclusive, and growth-oriented work environment.
  • Health care coverage

Skills Required

  • Graduate/Post graduate required with a concentration in Finance or equivalent
  • Minimum 3 years' work experience in the financial field
  • Proficient with Microsoft Office Applications: Outlook, Word, Excel
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The Company
HQ: Bois-Colombes
5,637 Employees

What We Do

With over 75 years of experience and the most extensive international network, Coface is a leader in trade credit insurance & risk management, and a recognized provider of Factoring, Debt Collection, Single Risk insurance, Bonding, and Information Services. Coface’s experts work to the beat of the global economy, helping ~50,000 clients in 100 countries build successful, growing, and dynamic businesses. With Coface’s insight and advice, these companies can make informed decisions. The Group' solutions strengthen their ability to sell by providing them with reliable information on their commercial partners and protecting them against non-payment risks, both domestically and for export. In 2023, Coface employed ~4,970 people and registered a turnover of €1.868 billion.

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