Analyze SME credit applications and evaluate borrowers’ financial performance, repayment capacity, and business stability.
Prepare comprehensive credit memos summarizing financial, business, and risk assessments for each applicant.
Spread financial statements (balance sheet, income statement, and cash flow) accurately into the credit system or model to assess ratios and trends.
Ensure all required documentation is complete before submission to the Risk Department for approval.
Coordinate with Relationship Managers to collect missing information or clarifications needed for case finalization.
Review client background checks, I-Score reports, and bank statements to validate data consistency.
Requirements
· Bachelor’s in Finance, Economics, or related
field.
· 3 years of experience in credit risk,
ideally in SME.
· Excellent analytical, reporting, and
communication skills.
· Proficiency in Excel and risk modeling tools.
Skills Required
- Bachelor's degree in Finance, Economics, or a related field
- Three years of experience in credit risk, ideally with SME lending
- Excellent analytical, reporting, and communication skills
- Proficiency in Excel and risk modeling tools
What We Do
Fawry MSME Finance is an Egyptian digital microfinance company that provides financial services to micro, small, and medium-sized businesses. It supports entrepreneurs through simplified procedures, digitalized financing processes, and understandable financial products, including term loans and credit lines for working capital and fixed assets. Its Tamweelak Fawry app lets eligible businesses apply for financing, open accounts, track requests, and manage loans digitally.
