Credit Analyst

Reposted 6 Days Ago
Be an Early Applicant
New York, NY, USA
In-Office
24-30 Hourly
Entry level
Retail
The Role
Processes business credit applications, investigates applicant creditworthiness and potential fraud, conducts background research, establishes credit limits, updates account profiles, communicates decisions, supports Sales and Accounts Receivable, manages inquiries, and periodically reviews active customer accounts using updated credit information and scoring.
Summary Generated by Built In

At over 50 years old and counting, B&H has built a reputation as the trusted resource for photography and videography enthusiasts via its NYC SuperStore and its award-winning website. Long known as "The Professional’s Source", B&H is recognized by savvy consumers worldwide for its honest, knowledgeable guidance, expert tips and articles… and always-great prices.
B&H offers competitive salaries, medical benefits, a 401K plan, employee discounts and opportunities to grow within a high-energy, low-attitude environment. Make your move to B&H today!

Job Overview: 

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the analyst updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Analyst monitors customer’s accounts on an annual basis and produces reports as needed.  

Essential Responsibilities: 

  • Processing business credit applications for credit terms account.
  • Investigating and assessing credit worthiness of applicants.
  • Setting up open accounts with a credit limit and entering pertinent verified information on the account profile.
  • Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests. 
  • Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume. 

Specific Knowledge, Skills and Abilities:  

  • Effective problem solving & analytical skills
  • Excellent written and oral communication skills.
  • Excellent organizational skills and attention to detail. 

We are an Equal Opportunity Employer.  All persons shall have the opportunity to be considered for employment without regard to their race, color, religion, national origin, ancestry, alienage or citizenship status, age, disability or handicap, sex or gender, marital status, veteran status, sexual orientation, arrest record, or any other characteristic protected by applicable federal, state or local laws.
We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business.   If you believe you require such assistance to complete this form or to participate in an interview, please let us know.

Skills Required

  • Effective problem-solving and analytical skills
  • Excellent written and oral communication skills
  • Excellent organizational skills and attention to detail
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The Company
HQ: New York, NY
9 Employees

What We Do

B&H Photo-Video-Pro Audio is a retail company based out of 420 9TH AVE, New York, New York, United States.

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