What's the Short Version?
The Credit Analyst works closely with SanMar's customers, and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business.
What Will You Be Doing?
- Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar’s guidelines.
- Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty’s and letters of credit.
- Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
- Communicate with SanMar’s internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
- Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
- Monitor and provide reporting on specific customers and customer segments.
- Maintain customer account information in SanMar’s databases.
- Perform other duties as assigned.
- Comply with all policies and standards.
What Are We Looking For?
- 4+ years of related credit or account receivable experience or equivalent education
- Experienced in risk management and decision making
- High level of competency with computer and software applications
- Excellent communication skills
- Excellent time management and organization skills; to effectively reach goals of team, department and company
- Strong negotiating skills – ability to achieve positive results
- Ability to communicate effectively with diplomacy and tact
- Ability and willingness to learn
- Strong analytical and problem-solving skills
- Must be able to work as part of a team and be self-directed with minimal supervision
- Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions
What's Our Offer?
Salary Range: You`ll earn between $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.
Bonus: You`ll be eligible for an annual discretionary bonus up to 5% of base salary.
Paid Time Off: You`ll accrue paid time off on a weekly basis based on hours worked up to 112 hours per year to start. Employees also receive 8 paid holidays and 1 paid family day off.
Additional Benefits:
- Comprehensive medical, dental, and vision benefits
- 401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
- Life insurance
- Short/long-term disability coverage
- Paid maternity/paternity leave
- Pet insurance
What Should You Expect?
Remote: Our standard working hours are 8:00-5:00 PST. Periodic travel may be required. The employee is regularly required to sit for extended periods while working on a computer and participating in virtual and in-person meetings. Frequent use of hands for keyboarding and standard office equipment is required. Occasional standing, walking, and reaching may be needed to attend meetings or collaborate in an office setting. The role requires the ability to perform close visual work on a computer for extended periods. The employee may occasionally lift and/or move up to 10–15 pounds. Reasonable accommodations may be available to enable individuals with disabilities to perform essential job functions.
Skills Required
- 4+ years of related credit or accounts receivable experience, or equivalent education
- Experience in risk management and decision-making
- High competency with computer and software applications
- Excellent communication skills
- Strong time-management and organizational skills
- Strong negotiation skills
- Ability to communicate with diplomacy and tact
- Ability and willingness to learn
- Strong analytical and problem-solving skills
- Ability to work as part of a team and independently with minimal supervision
- Approachable and flexible, with the ability to change directions quickly and identify mutually beneficial solutions
SanMar Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SanMar and has not been reviewed or approved by SanMar.
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Healthcare Strength — Health coverage is described as comprehensive, including medical, dental, vision, life and disability, alongside an EAP and digital mental‑health and chronic‑condition tools. Benefits are often characterized as solid for the company's size, supporting positive views of total rewards.
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Retirement Support — A 401(k) plan with company match and per‑pay‑period vesting is repeatedly highlighted, reinforcing retirement support as a core element of the package. This straightforward match is framed as competitive within the company’s industry context.
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Leave & Time Off Breadth — Paid time off with holiday schedules and a dedicated family day are emphasized, alongside documented paid parental leave. Role‑specific postings also indicate PTO accrual that begins early and grows with tenure.
SanMar Insights
What We Do
SanMar’s success and growth can be attributed to one thing - outstanding employees who provide superior services and products to our customers. We promote a culture that recognizes the importance of a healthy work-life balance. Recognizing that happy and relaxed employees make better ambassadors for SanMar, we encourage initiative and participation by creating a casual environment that taps full employee potential. Family owned since 1971, SanMar is an award-winning supplier of over 20 retail and private brands of imprintable apparel and accessories, including Port Authority, America’s No. 1 preferred private label. SanMar is the exclusive distributor of Nike Golf, Eddie Bauer®, OGIO® and New Era®. SanMar is based outside Seattle, WA, with eight national distribution centers. We invest in your future with life-enhancing opportunities and benefits including: • Competitive pay and bonuses • Competitive benefits • Company paid time off (PTO) • Life insurance • 401(k) plan with matching fund • Flexible spending program • Anniversary awards • Discounts on brand name clothing • Diverse and laid-back atmosphere • One floating family holiday every year • Monthly employee events • Charitable giving of your choice • Flexible schedules We’re growing and encourage you to find out what over 4,000 employees call the “The SanMar Difference.” SanMar is currently accepting resumes for those who have the necessary skills. SanMar is an Equal Opportunity Employer.
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